spb/immo-ka

1{2  "ca-mortgages-special-rates": {3    "url": "https://www.bmo.com/public-data/api/v2.0/bmo-ca-mortgages-rates.json",4    "payload": {5      "fixed3YearClosedSpecial": 4.64,6      "fixed3YearClosedSpecialApr": 4.67,7      "fixed3YearClosedSpecialOver25": 4.74,8      "fixed3YearClosedSpecialOver25Apr": 4.77,9      "fixed1YearClosedUnder25Apr": 5.58,10      "fixed1YearClosedOver25Apr": 5.58,11      "fixed2YearClosedUnder25Apr": 4.93,12      "fixed2YearClosedOver25Apr": 4.93,13      "fixed3YearClosedUnder25Apr": 6.08,14      "fixed3YearClosedOver25Apr": 6.08,15      "fixed4YearClosedUnder25Apr": 6.01,16      "fixed4YearClosedOver25Apr": 6.01,17      "fixed5YearClosedUnder25Apr": 6.11,18      "fixed5YearClosedOver25Apr": 6.11,19      "fixed6YearClosedUnder25Apr": 6.31,20      "fixed6YearClosedOver25Apr": 6.31,21      "fixed7YearClosedUnder25Apr": 6.41,22      "fixed7YearClosedOver25Apr": 6.41,23      "fixed10YearClosedUnder25Apr": 6.81,24      "fixed10YearClosedOver25Apr": 6.81,25      "fixed6MonthConvertibleUnder25Apr": 5.67,26      "fixed6MonthConvertibleOver25Apr": 5.67,27      "fixed6MonthOpenUnder25Apr": 10.13,28      "fixed6MonthOpenOver25Apr": 10.13,29      "fixed1YearOpenUnder25Apr": 10.04,30      "fixed1YearOpenOver25Apr": 10.04,31      "smartFixed5YearClosedSpecial": 4.84,32      "smartFixed5YearClosedSpecialApr": 4.86,33      "smartFixed5YearClosedHighRatioSpecial": 4.74,34      "smartFixed5YearClosedHighRatioSpecialApr": 4.76,35      "smartFixed5YearClosedPostedApr": 4.81,36      "smartFixed10YearClosedPostedApr": 5.62,37      "fixed5YearClosedSmartUnder25Apr": 6.01,38      "fixed10YearClosedSmartUnder25Apr": 6.71,39      "variable5YearClosedSpecial": 4.1,40      "variable5YearClosedSpecialApr": 4.12,41      "variable5YearClosedSpecialOver25": 4.2,42      "variable5YearClosedSpecialOver25Apr": 4.22,43      "variable3YearOpenUnder25Apr": 7.78,44      "variable3YearOpenOver25Apr": 7.78,45      "variable5YearClosedUnder25Apr": 4.47,46      "variable5YearClosedOver25Apr": 4.4747    }48  },49  "epm-mortgage": {50    "url": "https://www.bmo.com/public-data/api/epm/v1.0/bmo-epm-mortgage.json",51    "payload": {52      "mortgageRates": {53        "fixed": {54          "6MonthConvertible": {55            "en": "6 month (convertible)",56            "fr": "6 mois (convertible)",57            "value": "5.490",58            "term_months": "6"59          },60          "6MonthOpen": {61            "en": "6 month (open)",62            "fr": "6 mois (ouvert)",63            "value": "9.950",64            "term_months": "6"65          },66          "1YearClosed": {67            "en": "1 year (closed)",68            "fr": "1 an (ferm\u00e9)",69            "value": "5.490",70            "term_months": "12"71          },72          "1YearOpen": {73            "en": "1 year (open)",74            "fr": "1 an (ouvert)",75            "value": "9.950",76            "term_months": "12"77          },78          "2YearClosed": {79            "en": "2 year (closed)",80            "fr": "2 ans (ferm\u00e9)",81            "value": "4.890",82            "term_months": "24"83          },84          "3YearClosed": {85            "en": "3 year (closed)",86            "fr": "3 ans (ferm\u00e9)",87            "value": "6.050",88            "term_months": "36"89          },90          "4YearClosed": {91            "en": "4 year (closed)",92            "fr": "4 ans (ferm\u00e9)",93            "value": "5.990",94            "term_months": "48"95          },96          "5YearClosed": {97            "en": "5 year (closed)",98            "fr": "5 ans (ferm\u00e9)",99            "value": "6.090",100            "term_months": "60"101          },102          "6YearClosed": {103            "en": "6 year (closed)",104            "fr": "6 ans (ferm\u00e9)",105            "value": "6.290",106            "term_months": "72"107          },108          "7YearClosed": {109            "en": "7 year (closed)",110            "fr": "7 ans (ferm\u00e9)",111            "value": "6.400",112            "term_months": "84"113          },114          "10Yearclosed": {115            "en": "10 year(closed)",116            "fr": "10 ans (ferm\u00e9)",117            "value": "6.800",118            "term_months": "120"119          },120          "18YearOpen": {121            "en": "18 year (open)",122            "fr": "18 ans (ouvert)",123            "value": "8.500",124            "term_months": "216"125          }126        },127        "variable": {128          "12VariableLimited": {129            "en": "012 VARIABLE LIMITED",130            "fr": "VARIABLE LIMITEE",131            "value": "2.750",132            "term_months": "12"133          },134          "12VariableOpen": {135            "en": "012 VARIABLE OPEN",136            "fr": "VARIABLE OUVERT",137            "value": "2.750",138            "term_months": "12"139          },140          "3YearOpen": {141            "en": "3 year (open)",142            "fr": "3 ans (ouvert)",143            "value": "7.750",144            "term_months": "36"145          },146          "5YearClosed": {147            "en": "5 year (closed)",148            "fr": "5 ans (ferm\u00e9)",149            "value": "4.450",150            "term_months": "60"151          }152        },153        "fixedEcoSmartRate": {154          "5YearBmoEcoSmartMortgageTmClosed": {155            "en": "5 year (BMO Eco Smart Mortgage (TM) closed)",156            "fr": "5 ans (Hypoth\u00e8que \u00c9nergie Plus BMO (MC) ferm\u00e9)",157            "value": "5.340",158            "term_months": "60"159          }160        },161        "fixedLowRate": {162          "5YearLowRateClosed": {163            "en": "5 year low rate (closed)",164            "fr": "5 ans - petit taux (ferm\u00e9)",165            "value": "5.990",166            "term_months": "60"167          },168          "10YearLowRateClosed": {169            "en": "10 year low rate (closed)",170            "fr": "10 ans - petit taux (ferm\u00e9)",171            "value": "6.700",172            "term_months": "120"173          }174        }175      },176      "specialMortgageRates": {177        "fixed": {178          "36Month": "0.000",179          "48Month": "0.000",180          "60Month": "5.290",181          "84Month": "6.350",182          "120Month": "6.750"183        },184        "fixedEcoSmartRate": {185          "60Month": "4.090"186        },187        "fixedLowRate": {188          "60Month": "5.990",189          "120Month": "6.700"190        }191      },192      "homeownerReadiline": {193        "fixed": {194          "12Month": "5.490",195          "24Month": "4.890",196          "36Month": "6.050",197          "48Month": "5.990",198          "60Month": "6.090",199          "72Month": "6.290",200          "84Month": "6.400",201          "120Month": "6.800"202        },203        "variable": {204          "60Month": "4.450"205        }206      },207      "agriInvestRates": {208        "value": "1.750"209      },210      "timestamp": "8/23/2026, 08:36:22"211    }212  },213  "epm-prime": {214    "url": "https://www.bmo.com/public-data/api/epm/v1.0/bmo-epm-prime.json",215    "payload": {216      "caPrimeRate": {217        "value": "4.450",218        "effectiveDate": "2025-10-30"219      },220      "usBaseRate": {221        "value": "7.250",222        "effectiveDate": "2025-12-11"223      },224      "caDepositReferenceRate": {225        "value": "4.300",226        "effectiveDate": "2025-10-30"227      },228      "usDepositReferenceRate": {229        "value": "3.750",230        "effectiveDate": "2025-12-11"231      },232      "bankOfCanadaOvernightRate": {233        "value": "2.250",234        "effectiveDate": "2025-10-30"235      },236      "timestamp": "8/23/2026, 08:36:22"237    }238  }239}