moment,description,target,target_note,model,source,status
ownership_rate_all,"Share of households owning (model: all ages; Canada: plateau near 3/4 by 65, Hou 2010)",0.75,"plateau near age 65, about three quarters (age profile, not the aggregate)",0.6312595486111111,hou2010homeownership,"verified, comparison only"
median_nw_ratio_owner_renter_under35,"Median net worth, owners / non-owners, families under 35",10.388636363636364,"$457,100 vs $44,000 (SFS 2023)",1445.6417221760012,statcan2024survey,"verified, comparison only"
share_with_mortgage,Share of families holding a mortgage,0.39,39 % of families (SFS 2023),0.4109904513888889,statcan2024survey,"verified, comparison only"
share_first_buyers_with_gift,Share of first-time buyers receiving a family gift,0.28,28 % in 2021 (CIBC analysis quoted by Mirdamadi and Khalid 2023),0.7195654282665632,mirdamadi2023parents,"verified (secondary quotation), comparison only"
mean_gift_in_annual_incomes,"Average family gift to first-time buyers, in years of average income",,"about $80,000 in 2021 (CIBC via Mirdamadi and Khalid 2023); no verified income denominator",1.939317714834389,mirdamadi2023parents,"verified amount, denominator illustrative"
supply_elasticity,Long-run price elasticity of housing supply,,"no verified Canadian estimate (literature_review §7); eps = 1 illustrative, range 0.05-2 in experiment 7",,—,ILLUSTRATIVE