scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
frm,all,1,16000,-8.091048634259002,-8.256736026048813,-7.449695151298609,-7.533378171651923,-0.6413534829603921,0.010342666832947156,-0.027121800848253108,0.0
frm,all,2,16000,-7.787731885585191,-7.911270631860412,-7.0063244620978375,-7.096339629473852,-0.7814074234873536,0.011558585824279488,-0.021611566403059834,0.0
frm,all,3,16000,-7.725247053186828,-7.8393389404882035,-6.764300073404682,-6.894191538967947,-0.9609469797821464,0.016813891474148024,-0.02069058156427217,0.000125
frm,all,4,16000,-7.718928898926376,-7.831270073660906,-6.538599362718657,-6.696320846960242,-1.1803295362077189,0.020433079032962986,-0.021069007153514563,6.25e-05
frm,all,5,16000,-7.715415243158565,-7.831144809768135,-6.27299606904931,-6.459034918798212,-1.442419174109255,0.02411261661047548,-0.022591813844758613,0.00075
frm,all,6,16000,-7.80321231847569,-7.9288822558594285,-6.037204062698253,-6.260413860474748,-1.7660082557774364,0.028604860237879226,-0.02542400786732857,0.0
frm,all,7,16000,-7.944308860823273,-8.129522959209847,-5.779518119442162,-6.065039600985339,-2.1647907413811107,0.03594038028294744,-0.03866257863912903,0.0
frm,all,8,16000,-5.812370441160304,-6.003153584969747,-5.082778842091621,-5.1797896960484255,-0.729591599068684,0.016690411414562067,-0.045015224843327095,0.0
frm,all,9,16000,-5.433840450661487,-5.602549855678773,-4.537550787332931,-4.665053309081455,-0.8962896633285563,0.023464531744395112,-0.04460721744524465,0.0
frm,all,10,16000,-4.825158078097617,-4.9777677048321465,-3.7254864908477012,-3.898511913028743,-1.099671587249916,0.03585901630175381,-0.04894522538609514,0.0
frm,all,11,16000,-4.080515249877648,-4.226885436648181,-2.7318341904738785,-2.953814323950923,-1.3486810594037693,0.05440002545847622,-0.06315901173980942,0.0
frm,all,12,16000,-3.0164174786303195,-3.15216427365912,-1.3730926848900766,-1.6574069969388947,-1.6433247937402429,0.09425562411802435,-0.11116526565683105,0.0
frm,all,all,192000,-6.496182882736859,-6.640890546056975,-5.27494835802881,-5.446607900530059,-1.2212345247080485,0.02642467824565431,-0.03326351093648394,7.8125e-05
frm,owners,2,5421,-6.446195567368966,-6.502215582001942,-5.7198124585691215,-5.790983374650649,-0.726383108799845,0.011040762778250057,-0.01210906219577046,0.0
frm,owners,3,6729,-6.309351409008785,-6.36983254126886,-5.4358885635113126,-5.577091132074908,-0.8734628454974726,0.022379886522405412,-0.013735819074418565,0.0002972209838014564
frm,owners,4,8121,-6.233469908220489,-6.2997746614681684,-5.173105685777086,-5.378808745509003,-1.0603642224434027,0.03299976782764946,-0.015793650469215326,0.00012313754463735992
frm,owners,5,9489,-6.379846264095948,-6.461235869052806,-5.07672185770166,-5.298711304911742,-1.3031244063942888,0.03479542265138558,-0.019684635919515858,0.001264622194119507
frm,owners,6,11917,-6.683210719016301,-6.780867998405326,-5.038643819660654,-5.3093711108905035,-1.6445668993556462,0.040508567305760135,-0.023709686312469835,0.0
frm,owners,7,12953,-6.8390922111561965,-6.986799822228218,-4.796909134963293,-5.1360881144229555,-2.042183076192903,0.04959415211661855,-0.037200024066677884,0.0
frm,owners,8,13757,-4.9255763207227385,-5.06762785874632,-4.220395109570518,-4.311381843100661,-0.7051812111522205,0.01847230204257455,-0.040535903006265195,0.0
frm,owners,9,13730,-4.564832222237989,-4.682965833439905,-3.6996055326030017,-3.8199840790240036,-0.8652266896349873,0.02637085889697488,-0.03852839738344804,0.0
frm,owners,10,13352,-3.993421633410862,-4.0925554978524215,-2.939362933906094,-3.102564747106114,-1.0540586995047685,0.04086766391872976,-0.04061474855555158,0.0
frm,owners,11,11613,-3.147642495192423,-3.2242591170713455,-1.90551524200324,-2.102570992986858,-1.242127253189183,0.06260423516475999,-0.04808130780888731,0.0
frm,owners,12,8304,-2.1021642629671717,-2.1564823537882916,-0.7793882748752303,-0.9920922146191274,-1.3227759880919414,0.10118331069127251,-0.08076629909420785,0.0
frm,owners,all,115386,-5.152772567879785,-5.2510434715425625,-3.9575997695234744,-4.147144939477509,-1.1951727983563105,0.03678508365294042,-0.030194334324319616,0.00012999844001871977
frm,owners_with_mortgage,2,5014,-6.433338483052014,-6.486289911141267,-5.7078404025163225,-5.7883695080811055,-0.7254980805356921,0.012517467529017612,-0.011476384262567474,0.0
frm,owners_with_mortgage,3,6332,-6.312194782711809,-6.371087868859056,-5.438742566646903,-5.575588308638911,-0.8734522160649058,0.021679581619820754,-0.013372569726750605,0.0003158559696778269
frm,owners_with_mortgage,4,7354,-6.339984426252084,-6.403859746379932,-5.263854048935576,-5.4602400821875445,-1.0761303773165074,0.030975791113743156,-0.014963997878564061,0.00013598041881968996
frm,owners_with_mortgage,5,7664,-6.663280905331157,-6.739364454739112,-5.31204895771765,-5.492597825284104,-1.351231947613507,0.0270960912696927,-0.017619457973919506,0.0015657620041753654
frm,owners_with_mortgage,6,8186,-7.242544084325934,-7.329400006779192,-5.485129747804242,-5.662584670802081,-1.7574143365216925,0.024501738744246104,-0.019446842008306375,0.0
frm,owners_with_mortgage,7,7715,-7.632499332623574,-7.767650716763561,-5.385092510950839,-5.581533089339573,-2.247406821672735,0.02573738559649641,-0.030509343423729463,0.0
frm,owners_with_mortgage,8,5423,-5.970566138614814,-6.108450428971649,-5.185633405673762,-5.238088029240381,-0.784932732941051,0.008785535969087821,-0.03227070828601164,0.0
frm,owners_with_mortgage,9,5856,-5.188593815043285,-5.297524769952821,-4.276510893295804,-4.359182559238374,-0.9120829217474818,0.015933347047302204,-0.03095201557015881,0.0
frm,owners_with_mortgage,10,6066,-4.4248345920805345,-4.521998225183282,-3.3213359090639964,-3.4617083371602546,-1.103498683016538,0.03172376846526492,-0.035401474779688136,0.0
frm,owners_with_mortgage,11,6821,-3.3791563546779804,-3.455855422345707,-2.074205205054351,-2.2628408040995183,-1.3049511496236295,0.05582328227695865,-0.04437325268886538,0.0
frm,owners_with_mortgage,12,6708,-2.1870856521855098,-2.2410959842711073,-0.8081848736408739,-1.024300974154671,-1.3789007785446359,0.09881464875316448,-0.07768049595334625,0.0
frm,owners_with_mortgage,all,73139,-5.679780053173188,-5.765991989948334,-4.399951266029157,-4.556131836130142,-1.2798287871440308,0.027497644035305635,-0.023963639533589154,0.00020508894023708282
frm,owners_no_mortgage,2,407,-6.604587264580731,-6.69841045594648,-5.86730112945051,-5.8231846694410505,-0.7372861351302207,-0.006679669484579098,-0.01963511149270869,0.0
frm,owners_no_mortgage,3,397,-6.264000672768124,-6.349810540510362,-5.390368291837368,-5.601060598061656,-0.8736323809307559,0.033635422029924644,-0.019548562382727064,0.0
frm,owners_no_mortgage,4,767,-5.212208153847163,-5.301806324517571,-4.303009906549538,-4.5980446647606374,-0.9091982472976252,0.056604561733270886,-0.025431516551915223,0.0
frm,owners_no_mortgage,5,1825,-5.1895760775607975,-5.293248208395352,-4.0884769839906685,-4.48449415853707,-1.1010990935701293,0.0763101202540879,-0.030816428389084827,0.0
frm,owners_no_mortgage,6,3731,-5.456005431312023,-5.577361426293701,-4.059031434835298,-4.534402951834975,-1.396973996476725,0.08712812385990665,-0.03615466018569791,0.0
frm,owners_no_mortgage,7,5238,-5.670490465810488,-5.836692023194204,-3.9305794775093186,-4.479996479928547,-1.7399109883011694,0.09689056100735383,-0.05045120413501236,0.0
frm,owners_no_mortgage,8,8334,-4.24559314548531,-4.39035634466761,-3.5923068830564913,-3.7083667666144957,-0.6532862624288192,0.02733655335802032,-0.048184582810271714,0.0
frm,owners_no_mortgage,9,7874,-4.100932312729758,-4.225910063536473,-3.270553234886842,-3.418974896888449,-0.8303790778429161,0.03619217550625975,-0.04579452138230089,0.0
frm,owners_no_mortgage,10,7286,-3.634246364773719,-3.7350205563222256,-2.621349199716163,-2.8035577450105316,-1.0128971650575556,0.05013654194181538,-0.046059386236571354,0.0
frm,owners_no_mortgage,11,4792,-2.8181024209956393,-2.894601688382609,-1.6653995829941362,-1.8744406963258702,-1.1527028380015032,0.07417796875454918,-0.05459172605589491,0.0
frm,owners_no_mortgage,12,1596,-1.7452390255758097,-1.8008506286763073,-0.6583559537474479,-0.8567185561201138,-1.0868830718283617,0.11365927501375905,-0.09639658778394622,0.0
frm,owners_no_mortgage,all,42247,-4.240404814740528,-4.359552485491964,-3.1917904551833054,-3.439097205099283,-1.0486143595572226,0.05832149540446885,-0.044778401883625585,0.0
frm,renters,1,16000,-8.091048634259002,-8.256736026048813,-7.449695151298609,-7.533378171651923,-0.6413534829603921,0.010342666832947156,-0.027121800848253108,0.0
frm,renters,2,10579,-8.475175725366848,-8.633313114635984,-7.665572176544303,-7.765243709008456,-0.8096035488225447,0.011760408951265733,-0.025201569226952047,0.0
frm,renters,3,9271,-8.75292063636815,-8.90592383535898,-7.728476650912229,-7.850158385908219,-1.0244439854559217,0.0139018437446361,-0.024207081513211492,0.0
frm,renters,4,7879,-9.250013105490979,-9.409804690035728,-7.946033573969133,-8.054299749852172,-1.303979531521846,0.011704434863856417,-0.024580452016390475,0.0
frm,renters,5,6511,-9.661846519817324,-9.827622453516831,-8.016421962380269,-8.150067136916583,-1.6454245574370556,0.013832260144289732,-0.025261236494712902,0.0
frm,renters,6,4083,-11.072146695345035,-11.279576820170115,-8.951689102198392,-9.036210198166502,-2.1204575931466434,0.0076336683656517135,-0.028228635143220937,0.0
frm,renters,7,3047,-12.64265847130494,-12.98731514605692,-9.956654376729588,-10.014074259811249,-2.686004094575352,0.004541757037255012,-0.041645550679439425,0.0
frm,renters,8,2243,-11.25134802246195,-11.741016900019094,-10.372040103033576,-10.505998716557741,-0.8793079194283748,0.011906005685428322,-0.05603143752225126,0.0
frm,renters,9,2270,-10.69000035209524,-11.164615329396687,-9.605827592373421,-9.776419180750537,-1.0841727597218178,0.015958052643438858,-0.058502903960382935,0.0
frm,renters,10,2648,-9.019019486503039,-9.441269739421765,-7.689354214520037,-7.911913181683932,-1.3296652719830016,0.024676625601813384,-0.06463982038989491,0.0
frm,renters,11,4387,-6.549959357504618,-6.880976945480139,-4.919215532755511,-5.207173978039292,-1.6307438247491068,0.04396339420852313,-0.0781790373154797,0.0
frm,renters,12,7696,-4.002898599065192,-4.226507135224526,-2.0137009776087984,-2.375283030252739,-1.9891976214563936,0.09033005550737183,-0.12333001149199296,0.0
frm,renters,all,76614,-8.51945203184927,-8.734096677311317,-7.2589667389158095,-7.403689285446777,-1.2604852929334596,0.016987306928888612,-0.03577060132345822,0.0