scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
frm,all,1,16000,-8.05272373656397,-8.107488803950767,-7.411924204734416,-7.495879870104571,-0.6407995318295533,0.01042574762486237,-0.00915981018301637,0.2999375
frm,all,2,16000,-7.787731885585191,-7.780793434312046,-7.0063244620978375,-7.096339629473852,-0.7814074234873536,0.011558585824279488,0.0012392713456070847,0.5875625
frm,all,3,16000,-7.725247053186828,-7.707079733932694,-6.764300073404682,-6.894191538967947,-0.9609469797821464,0.016813891474148024,0.0033673793883737257,0.6920625
frm,all,4,16000,-7.718928898926376,-7.6964509686906455,-6.538599362718657,-6.696320846960242,-1.1803295362077189,0.020433079032962986,0.004313841940071228,0.633875
frm,all,5,16000,-7.715415243158565,-7.696532630172609,-6.27299606904931,-6.459034918798212,-1.442419174109255,0.02411261661047548,0.0037754619655399058,0.5855
frm,all,6,16000,-7.80321231847569,-7.780050916550228,-6.037204062698253,-6.260413860474748,-1.7660082557774364,0.028604860237879226,0.004816340370445982,0.47975
frm,all,7,16000,-7.944308860823273,-7.976384938111911,-5.779518119442162,-6.065039600985339,-2.1647907413811107,0.03594038028294744,-0.006894389862579842,0.279
frm,all,8,16000,-5.812370441160304,-5.861790923308525,-5.082778842091621,-5.1797896960484255,-0.729591599068684,0.016690411414562067,-0.012022343745171193,0.1990625
frm,all,9,16000,-5.433840450661487,-5.512319780108481,-4.537550787332931,-4.665053309081455,-0.8962896633285563,0.023464531744395112,-0.021206488635824527,0.17025
frm,all,10,16000,-4.825158078097617,-4.8848883340985365,-3.7254864908477012,-3.898511913028743,-1.099671587249916,0.03585901630175381,-0.01968578517167352,0.189375
frm,all,11,16000,-4.080515249877648,-4.126332344465655,-2.7318341904738785,-2.953814323950923,-1.3486810594037693,0.05440002545847622,-0.020575942098719602,0.302625
frm,all,12,16000,-3.0164174786303195,-3.0534936596531197,-1.3730926848900766,-1.6574069969388947,-1.6433247937402429,0.09425562411802435,-0.03275628960337085,0.3175625
frm,all,all,192000,-6.492989141262272,-6.515300538946268,-5.27180077914846,-5.44348304206778,-1.221188362113812,0.026441175117373428,-0.005265196256165172,0.39471354166666667
frm,owners,2,5421,-6.446195567368966,-6.393089420961745,-5.7198124585691215,-5.790983374650649,-0.726383108799845,0.011040762778250057,0.011728200113503284,0.8981737686773658
frm,owners,3,6729,-6.309351409008785,-6.25212216396715,-5.4358885635113126,-5.577091132074908,-0.8734628454974726,0.022379886522405412,0.013317714374964984,0.935503046515084
frm,owners,4,8121,-6.233469908220489,-6.178614867800354,-5.173105685777086,-5.378808745509003,-1.0603642224434027,0.03299976782764946,0.013414821074720695,0.8630710503632557
frm,owners,5,9489,-6.379846264095948,-6.333816554280917,-5.07672185770166,-5.298711304911742,-1.3031244063942888,0.03479542265138558,0.01145027207809357,0.6982822215196544
frm,owners,6,11917,-6.683210719016301,-6.642908323895521,-5.038643819660654,-5.3093711108905035,-1.6445668993556462,0.040508567305760135,0.010089080219343627,0.5863891919107158
frm,owners,7,12953,-6.8390922111561965,-6.851626522341817,-4.796909134963293,-5.1360881144229555,-2.042183076192903,0.04959415211661855,-0.003256672345983813,0.34463058750868525
frm,owners,8,13757,-4.9255763207227385,-4.951799669075292,-4.220395109570518,-4.311381843100661,-0.7051812111522205,0.01847230204257455,-0.007712923753931178,0.2315184996728938
frm,owners,9,13730,-4.564832222237989,-4.60496303222736,-3.6996055326030017,-3.8199840790240036,-0.8652266896349873,0.02637085889697488,-0.013395608394069392,0.19839766933721778
frm,owners,10,13352,-3.993421633410862,-4.014842347454532,-2.939362933906094,-3.102564747106114,-1.0540586995047685,0.04086766391872976,-0.009035322056310413,0.2269322947872978
frm,owners,11,11613,-3.147642495192423,-3.1448065983028313,-1.90551524200324,-2.102570992986858,-1.242127253189183,0.06260423516475999,0.0018634413192590848,0.4169465254456213
frm,owners,12,8304,-2.1021642629671717,-2.0920265181758144,-0.7793882748752303,-0.9920922146191274,-1.3227759880919414,0.10118331069127251,0.01650046053220544,0.611873795761079
frm,owners,all,115386,-5.152772567879785,-5.145904130425611,-3.9575997695234744,-4.147144939477509,-1.1951727983563105,0.03678508365294042,0.0021736258573386014,0.4776402683167802
frm,owners_with_mortgage,2,5014,-6.433338483052014,-6.3731907678746476,-5.7078404025163225,-5.7883695080811055,-0.7254980805356921,0.012517467529017612,0.013330128265113927,0.9710809732748305
frm,owners_with_mortgage,3,6332,-6.312194782711809,-6.250466226465225,-5.438742566646903,-5.575588308638911,-0.8734522160649058,0.021679581619820754,0.014370634954028016,0.9905243209096652
frm,owners_with_mortgage,4,7354,-6.339984426252084,-6.277811108453052,-5.263854048935576,-5.4602400821875445,-1.0761303773165074,0.030975791113743156,0.014962936032736351,0.9475115583355996
frm,owners_with_mortgage,5,7664,-6.663280905331157,-6.600787395508579,-5.31204895771765,-5.492597825284104,-1.351231947613507,0.0270960912696927,0.014902745009465423,0.8606471816283925
frm,owners_with_mortgage,6,8186,-7.242544084325934,-7.167318484014895,-5.485129747804242,-5.662584670802081,-1.7574143365216925,0.024501738744246104,0.017411561160969757,0.850598582946494
frm,owners_with_mortgage,7,7715,-7.632499332623574,-7.597509723485676,-5.385092510950839,-5.581533089339573,-2.247406821672735,0.02573738559649641,0.008181657226926431,0.5786130913804277
frm,owners_with_mortgage,8,5423,-5.970566138614814,-5.929281254061117,-5.185633405673762,-5.238088029240381,-0.784932732941051,0.008785535969087821,0.010041654685248869,0.5863912963304444
frm,owners_with_mortgage,9,5856,-5.188593815043285,-5.176183360094284,-4.276510893295804,-4.359182559238374,-0.9120829217474818,0.015933347047302204,0.003639386211106155,0.4651639344262295
frm,owners_with_mortgage,10,6066,-4.4248345920805345,-4.411578338258807,-3.3213359090639964,-3.4617083371602546,-1.103498683016538,0.03172376846526492,0.00501155076343851,0.49950544015825915
frm,owners_with_mortgage,11,6821,-3.3791563546779804,-3.3547803715863784,-2.074205205054351,-2.2628408040995183,-1.3049511496236295,0.05582328227695865,0.014886673053926547,0.7053218003225333
frm,owners_with_mortgage,12,6708,-2.1870856521855098,-2.1704195605418186,-0.8081848736408739,-1.024300974154671,-1.3789007785446359,0.09881464875316448,0.026388709972253954,0.7511926058437687
frm,owners_with_mortgage,all,73139,-5.679780053173188,-5.63644611353381,-4.399951266029157,-4.556131836130142,-1.2798287871440308,0.027497644035305635,0.012448788150867918,0.750844282803976
frm,owners_no_mortgage,2,407,-6.604587264580731,-6.638229093145294,-5.86730112945051,-5.8231846694410505,-0.7372861351302207,-0.006679669484579098,-0.007121281324480644,0.0
frm,owners_no_mortgage,3,397,-6.264000672768124,-6.278533741453787,-5.390368291837368,-5.601060598061656,-0.8736323809307559,0.033635422029924644,-0.0033599550991857408,0.05793450881612091
frm,owners_no_mortgage,4,767,-5.212208153847163,-5.227520795101595,-4.303009906549538,-4.5980446647606374,-0.9091982472976252,0.056604561733270886,-0.004430495808380286,0.05345501955671447
frm,owners_no_mortgage,5,1825,-5.1895760775607975,-5.212685306517187,-4.0884769839906685,-4.48449415853707,-1.1010990935701293,0.0763101202540879,-0.007020699911160833,0.01643835616438356
frm,owners_no_mortgage,6,3731,-5.456005431312023,-5.49232628939078,-4.059031434835298,-4.534402951834975,-1.396973996476725,0.08712812385990665,-0.011073681993285733,0.006700616456714018
frm,owners_no_mortgage,7,5238,-5.670490465810488,-5.7530223037803685,-3.9305794775093186,-4.479996479928547,-1.7399109883011694,0.09689056100735383,-0.02564050891028813,0.0
frm,owners_no_mortgage,8,8334,-4.24559314548531,-4.315744637232463,-3.5923068830564913,-3.7083667666144957,-0.6532862624288192,0.02733655335802032,-0.023885158355439362,0.0005999520038396928
frm,owners_no_mortgage,9,7874,-4.100932312729758,-4.180138770100269,-3.270553234886842,-3.418974896888449,-0.8303790778429161,0.03619217550625975,-0.029468886401091243,0.0
frm,owners_no_mortgage,10,7286,-3.634246364773719,-3.684537582121188,-2.621349199716163,-2.8035577450105316,-1.0128971650575556,0.05013654194181538,-0.023474491392780128,0.0
frm,owners_no_mortgage,11,4792,-2.8181024209956393,-2.845926984870637,-1.6653995829941362,-1.8744406963258702,-1.1527028380015032,0.07417796875454918,-0.020498742497728206,0.006469115191986645
frm,owners_no_mortgage,12,1596,-1.7452390255758097,-1.7625399716901242,-0.6583559537474479,-0.8567185561201138,-1.0868830718283617,0.11365927501375905,-0.0319045275644122,0.02631578947368421
frm,owners_no_mortgage,all,42247,-4.240404814740528,-4.2966663122953115,-3.1917904551833054,-3.439097205099283,-1.0486143595572226,0.05832149540446885,-0.021604930175741277,0.004663052997846001
frm,renters,1,16000,-8.05272373656397,-8.107488803950767,-7.411924204734416,-7.495879870104571,-0.6407995318295533,0.01042574762486237,-0.00915981018301637,0.2999375
frm,renters,2,10579,-8.475175725366848,-8.491894999334447,-7.665572176544303,-7.765243709008456,-0.8096035488225447,0.011760408951265733,-0.002719683841448828,0.42839587862746953
frm,renters,3,9271,-8.75292063636815,-8.763104918734566,-7.728476650912229,-7.850158385908219,-1.0244439854559217,0.0139018437446361,-0.0016447623423786473,0.5153705101930752
frm,renters,4,7879,-9.250013105490979,-9.260906734058084,-7.946033573969133,-8.054299749852172,-1.303979531521846,0.011704434863856417,-0.0017110505376869423,0.3976392943266912
frm,renters,5,6511,-9.661846519817324,-9.682527537888207,-8.016421962380269,-8.150067136916583,-1.6454245574370556,0.013832260144289732,-0.003215456148415008,0.42113346644140687
frm,renters,6,4083,-11.072146695345035,-11.09901449153581,-8.951689102198392,-9.036210198166502,-2.1204575931466434,0.0076336683656517135,-0.003739150251477419,0.16850355131031106
frm,renters,7,3047,-12.64265847130494,-12.757807898226783,-9.956654376729588,-10.014074259811249,-2.686004094575352,0.004541757037255012,-0.014270580979544367,0.0
frm,renters,8,2243,-11.25134802246195,-11.443043569089442,-10.372040103033576,-10.505998716557741,-0.8793079194283748,0.011906005685428322,-0.022631521824302392,0.0
frm,renters,9,2270,-10.69000035209524,-11.00042909658768,-9.605827592373421,-9.776419180750537,-1.0841727597218178,0.015958052643438858,-0.03897695193050821,0.0
frm,renters,10,2648,-9.019019486503039,-9.271917795454566,-7.689354214520037,-7.911913181683932,-1.3296652719830016,0.024676625601813384,-0.03964296945298906,0.0
frm,renters,11,4387,-6.549959357504618,-6.724567696685591,-4.919215532755511,-5.207173978039292,-1.6307438247491068,0.04396339420852313,-0.04266285785162405,0.0
frm,renters,12,7696,-4.002898599065192,-4.090918704199319,-2.0137009776087984,-2.375283030252739,-1.9891976214563936,0.09033005550737183,-0.052073040016232364,0.0
frm,renters,all,76614,-8.511448294110467,-8.577706548207823,-7.25107868784124,-7.3958581733163875,-1.260369606269228,0.017009970626894244,-0.01130586994568017,0.2698201373117185