scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
arm,all,1,16000,-8.061275311522692,-8.113712848964923,-7.420389961083795,-7.50431314712987,-0.640885350438897,0.010410658711297982,-0.00876366101405368,0.3114375
arm,all,2,16000,-7.787731885585191,-7.804410192194167,-7.005502825483472,-7.113376281984439,-0.7822290601017193,0.013851716788123802,-0.002967979569654111,0.3563125
arm,all,3,16000,-7.725247053186828,-7.735479036610425,-6.762996473757122,-6.913346715898276,-0.9622505794297063,0.01946219209638511,-0.0018879568729246454,0.4763125
arm,all,4,16000,-7.718928898926376,-7.731005748385635,-6.536434169034376,-6.714055317111669,-1.1824947298920008,0.023011113381546933,-0.002304734638362227,0.2870625
arm,all,5,16000,-7.715415243158565,-7.733590356520196,-6.269976571694379,-6.482007426187099,-1.445438671464187,0.027481457291716582,-0.0036116618423929214,0.266375
arm,all,6,16000,-7.80321231847569,-7.829791372536773,-6.032338830339916,-6.288660630848273,-1.7708734881357737,0.03284824121746155,-0.005480447177735659,0.09225
arm,all,7,16000,-7.944308860823273,-8.02616020924616,-5.7745072225555045,-6.090638922134021,-2.169801638267768,0.039793480479780374,-0.017439985393083002,0.0
arm,all,8,16000,-5.812370441160304,-5.897704891141864,-5.082365076434642,-5.203795218696007,-0.7300053647256625,0.020891672939745476,-0.020598521558118144,0.0
arm,all,9,16000,-5.433840450661487,-5.549345086497071,-4.536667166439085,-4.689577344811596,-0.8971732842224013,0.02814035114959923,-0.03093821578312539,0.0
arm,all,10,16000,-4.825158078097617,-4.9031058080059715,-3.7239701850646494,-3.9165247254123616,-1.1011878930329682,0.03990636933155778,-0.02556174799357891,0.0
arm,all,11,16000,-4.080515249877648,-4.144717317849034,-2.7291460299047383,-2.9700688060720233,-1.3513692199729095,0.059042243788822946,-0.028646870726376283,0.0
arm,all,12,16000,-3.0164174786303195,-3.063296849839884,-1.3642095155188572,-1.6640346767524916,-1.6522079631114623,0.09939776684021129,-0.04135374794188873,0.0
arm,all,all,192000,-6.493701772508833,-6.544359976482674,-5.269875335609211,-5.462533267753177,-1.2238264368996212,0.029668429332493362,-0.011887381269667818,0.14914583333333334
arm,owners,2,5421,-6.446195567368966,-6.464487538197033,-5.71738741045441,-5.841266798404459,-0.7288081569145568,0.01921744176939555,-0.003984853362447582,0.2093709647666482
arm,owners,3,6729,-6.309351409008785,-6.321344776285154,-5.4327889061534655,-5.622637696331898,-0.8765625028553202,0.030090064393521798,-0.0027526498283598766,0.34938326645861195
arm,owners,4,8121,-6.233469908220489,-6.248739291243951,-5.168839819633938,-5.413749211267263,-1.0646300885865518,0.03928941588542001,-0.0036804194406830915,0.17005294914419405
arm,owners,5,9489,-6.379846264095948,-6.401101324450177,-5.07163049320815,-5.3374466951764905,-1.3082157708877984,0.041664985481591144,-0.005214126670391783,0.15154389292865422
arm,owners,6,11917,-6.683210719016301,-6.711611975417773,-5.032111662428683,-5.347295783708865,-1.6510990565876171,0.047160584116158644,-0.007010480999527835,0.061844423932197704
arm,owners,7,12953,-6.8390922111561965,-6.913356152457987,-4.790719499343243,-5.167709293947305,-2.048372711812953,0.05512278281452332,-0.019044692792667406,0.0
arm,owners,8,13757,-4.9255763207227385,-4.9936398450818205,-4.21991388179472,-4.339301328625215,-0.7056624389280187,0.02423826960678932,-0.019801858432882513,0.0
arm,owners,9,13730,-4.564832222237989,-4.648109784027611,-3.6985758214375597,-3.8485627076971456,-0.8662564008004293,0.03285704248425847,-0.02744919438755178,0.0
arm,owners,10,13352,-3.993421633410862,-4.036672753574884,-2.9375459107987814,-3.1241499027485564,-1.0558757226120807,0.046727846213021174,-0.01810438074828158,0.0
arm,owners,11,11613,-3.147642495192423,-3.1701367949905164,-1.901811584971789,-2.1249658706186163,-1.245830910220634,0.07089568970671345,-0.014590543304845993,0.0
arm,owners,12,8304,-2.1021642629671717,-2.1109151312524315,-0.7622723415973511,-1.004862310599083,-1.3398919213698206,0.11540010135046241,-0.014166917779237176,0.0
arm,owners,all,115386,-5.152772567879785,-5.1943468314119325,-3.953221965794028,-4.177674734246298,-1.199550602085757,0.04355961096583494,-0.012991913831714164,0.06102993430745498
arm,owners_with_mortgage,2,5014,-6.433338483052014,-6.450462375580705,-5.705218506658753,-5.842734573930607,-0.7281199763932614,0.021375537387645194,-0.0037391773358566027,0.22636617471080972
arm,owners_with_mortgage,3,6332,-6.312194782711809,-6.324099879817535,-5.43544856880089,-5.623990524508348,-0.876746213910919,0.029869476813967566,-0.0027311066434902997,0.3629185091598231
arm,owners_with_mortgage,4,7354,-6.339984426252084,-6.355287212061013,-5.259143265831345,-5.498824733047325,-1.0808411604207382,0.037804740690454475,-0.003625317206116807,0.18139787870546642
arm,owners_with_mortgage,5,7664,-6.663280905331157,-6.684103003769426,-5.305745205410902,-5.540557130897647,-1.3575356999202548,0.03523968579785919,-0.004883988323462818,0.1837160751565762
arm,owners_with_mortgage,6,8186,-7.242544084325933,-7.267354621167941,-5.475620375982424,-5.7177945811339175,-1.7669237083435096,0.03343772607136741,-0.005635133970119943,0.08661128756413389
arm,owners_with_mortgage,7,7715,-7.632499332623574,-7.7012042604010835,-5.374700501853431,-5.634623061909748,-2.257798830770143,0.03405471114099301,-0.015752130781078177,0.0
arm,owners_with_mortgage,8,5423,-5.970566138614814,-6.035732758289834,-5.1844126329443405,-5.308913838268832,-0.7861535056704732,0.02085249579923021,-0.01549295221582525,0.0
arm,owners_with_mortgage,9,5856,-5.188593815043285,-5.277525475830239,-4.274096628558523,-4.426188121342582,-0.9144971864847631,0.029312661234552673,-0.025413515270882536,0.0
arm,owners_with_mortgage,10,6066,-4.4248345920805345,-4.462895691817616,-3.317336421340813,-3.50921987658292,-1.1074981707397218,0.04336511371194196,-0.014158895719951325,0.0
arm,owners_with_mortgage,11,6821,-3.3791563546779804,-3.4014386097774016,-2.0678995945711023,-2.3009688958657706,-1.3112567601068783,0.06897263009804688,-0.013307743577464892,0.0
arm,owners_with_mortgage,12,6708,-2.1870856521855098,-2.1961151567698662,-0.7869966342342685,-1.0401093935073171,-1.4000890179512413,0.11573061119948291,-0.014158871003804085,0.0
arm,owners_with_mortgage,all,73139,-5.679780053173188,-5.713744631408199,-4.393044728325252,-4.604296439135263,-1.2867353248479358,0.037193642858051934,-0.009580944106164724,0.09412215097280521
arm,owners_no_mortgage,2,407,-6.604587264580731,-6.637269271264045,-5.86730112945051,-5.8231846694410505,-0.7372861351302207,-0.006679669484579098,-0.006919372675745161,0.0
arm,owners_no_mortgage,3,397,-6.264000672768124,-6.277401915914788,-5.390368291837368,-5.601060598061656,-0.8736323809307559,0.033635422029924644,-0.0030990140606295125,0.13350125944584382
arm,owners_no_mortgage,4,767,-5.212208153847163,-5.227157270789358,-4.303009906549538,-4.5980446647606374,-0.9091982472976252,0.056604561733270886,-0.004325724802597519,0.061277705345501955
arm,owners_no_mortgage,5,1825,-5.1895760775607975,-5.212649340722652,-4.0884769839906685,-4.48449415853707,-1.1010990935701293,0.0763101202540879,-0.007009842288613344,0.01643835616438356
arm,owners_no_mortgage,6,3731,-5.456005431312023,-5.492284905433616,-4.059031434835298,-4.534402951834975,-1.396973996476725,0.08712812385990665,-0.011061190348271355,0.0075046904315197
arm,owners_no_mortgage,7,5238,-5.670490465810488,-5.752942224855661,-3.9305794775093186,-4.479996479928547,-1.7399109883011694,0.09689056100735383,-0.025616205008091808,0.0
arm,owners_no_mortgage,8,8334,-4.24559314548531,-4.3155417087334795,-3.5923068830564913,-3.7083667666144957,-0.6532862624288192,0.02733655335802032,-0.023817548758526708,0.0
arm,owners_no_mortgage,9,7874,-4.100932312729758,-4.180004844835817,-3.270553234886842,-3.418974896888449,-0.8303790778429161,0.03619217550625975,-0.029420381249065874,0.0
arm,owners_no_mortgage,10,7286,-3.634246364773719,-3.681818465435929,-2.621349199716163,-2.8035577450105316,-1.0128971650575556,0.05013654194181538,-0.022230718828753715,0.0
arm,owners_no_mortgage,11,4792,-2.8181024209956393,-2.840898548191403,-1.6653995829941362,-1.8744406963258702,-1.1527028380015032,0.07417796875454918,-0.016850474347200772,0.0
arm,owners_no_mortgage,12,1596,-1.7452390255758097,-1.7528187834009572,-0.6583559537474479,-0.8567185561201138,-1.0868830718283617,0.11365927501375905,-0.014207345097780544,0.0
arm,owners_no_mortgage,all,42247,-4.240404814740528,-4.295153144429972,-3.1917904551833054,-3.439097205099283,-1.0486143595572226,0.05832149540446885,-0.02103487606540455,0.003739910526191209
arm,renters,1,16000,-8.061275311522692,-8.113712848964923,-7.420389961083795,-7.50431314712987,-0.640885350438897,0.010410658711297982,-0.00876366101405368,0.3114375
arm,renters,2,10579,-8.475175725366848,-8.491027141557854,-7.665572176544303,-7.765243709008456,-0.8096035488225447,0.011760408951265733,-0.0025788392294178175,0.4316097929861045
arm,renters,3,9271,-8.75292063636815,-8.761874186834644,-7.728476650912229,-7.850158385908219,-1.0244439854559217,0.0139018437446361,-0.0014462577944230892,0.568439219070219
arm,renters,4,7879,-9.250013105490979,-9.258799364129716,-7.946033573969133,-8.054299749852172,-1.303979531521846,0.011704434863856417,-0.001380459490838537,0.4076659474552608
arm,renters,5,6511,-9.661846519817324,-9.675532980589065,-8.016421962380269,-8.150067136916583,-1.6454245574370556,0.013832260144289732,-0.0021300371861069367,0.43372753801259406
arm,renters,6,4083,-11.072146695345035,-11.093407310686944,-8.951689102198392,-9.036210198166502,-2.1204575931466434,0.0076336683656517135,-0.002960887358992692,0.18099436688709283
arm,renters,7,3047,-12.64265847130494,-12.756764392894738,-9.956654376729588,-10.014074259811249,-2.686004094575352,0.004541757037255012,-0.014142906008059342,0.0
arm,renters,8,2243,-11.25134802246195,-11.442610302933232,-10.372040103033576,-10.505998716557741,-0.8793079194283748,0.011906005685428322,-0.022581411683619934,0.0
arm,renters,9,2270,-10.69000035209524,-11.00042909658768,-9.605827592373421,-9.776419180750537,-1.0841727597218178,0.015958052643438858,-0.03897695193050821,0.0
arm,renters,10,2648,-9.019019486503039,-9.271917795454566,-7.689354214520037,-7.911913181683932,-1.3296652719830016,0.024676625601813384,-0.03964296945298906,0.0
arm,renters,11,4387,-6.549959357504618,-6.724567696685591,-4.919215532755511,-5.207173978039292,-1.6307438247491068,0.04396339420852313,-0.04266285785162405,0.0
arm,renters,12,7696,-4.002898599065192,-4.090918704199319,-2.0137009776087984,-2.375283030252739,-1.9891976214563936,0.09033005550737183,-0.052073040016232364,0.0
arm,renters,all,76614,-8.513234197461546,-8.577573446046106,-7.252846668909844,-7.397619371431678,-1.2603875285517026,0.017005605527098178,-0.010979011812955797,0.28185449134622914