scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
frm,all,1,16000,-8.051549650899233,-8.104601992869465,-7.410769951158762,-7.494733057551209,-0.6407796997404712,0.010428192091328725,-0.008877006865704695,0.0
frm,all,2,16000,-7.7877301749484396,-7.785916384341779,-7.006322662594222,-7.096339709994016,-0.7814075123542179,0.011558829771652901,0.0003236931641590335,0.2913125
frm,all,3,16000,-7.725244935431207,-7.714035420063929,-6.764297848190485,-6.894191633256007,-0.9609470872407225,0.01681419633308634,0.002075317191527981,0.3801875
frm,all,4,16000,-7.718926322384237,-7.706343405338581,-6.538596670268327,-6.696321937605186,-1.1803296521159101,0.02043357595984152,0.0024107266563810903,0.418125
frm,all,5,16000,-7.715401313723241,-7.706116924038976,-6.272987171792064,-6.459035639681312,-1.4424141419311778,0.024113906759241077,0.0018531589054813224,0.38775
frm,all,6,16000,-7.8032087623354816,-7.795816970711858,-6.037200345898626,-6.260414437226322,-1.7660084164368555,0.028605423502842342,0.0015325784987023638,0.400375
frm,all,7,16000,-7.944309945946447,-7.993105594147827,-5.779519020799722,-6.065040634876832,-2.164790925146726,0.03594039205668165,-0.010454238918885306,0.2273125
frm,all,8,16000,-5.8123712396491225,-5.873086294588455,-5.082779621420418,-5.179790460753057,-0.7295916182287049,0.016690406605634367,-0.014733465791400335,0.1771875
frm,all,9,16000,-5.433841141185356,-5.5233328699243645,-4.537551451481606,-4.665053953572308,-0.8962896897037493,0.023464525144893722,-0.02411753913892123,0.1124375
frm,all,10,16000,-4.8251586467518655,-4.8836363544624435,-3.7254870345597983,-3.898512441147722,-1.099671612192067,0.03585900884407178,-0.019280142437848924,0.1970625
frm,all,11,16000,-4.080515655711856,-4.126259309744428,-2.731834569240966,-2.9538146991149787,-1.3486810864708896,0.05440001916505044,-0.02054356861514428,0.279
frm,all,12,16000,-3.0164176779725502,-3.0496329201167636,-1.3730928485762237,-1.6574071605691396,-1.6433248293963265,0.09425561787053782,-0.02943575668895948,0.37625
frm,all,all,192000,-6.4928896222449195,-6.521823703362405,-5.271703266331768,-5.443387980445674,-1.2211863559131515,0.026441957911267577,-0.0068185931601512095,0.27058333333333334
frm,owners,2,5421,-6.4461942851052685,-6.409902943095702,-5.719811066860263,-5.790983443671135,-0.7263832182450053,0.011040991577825121,0.00798806556815479,0.8598044641210109
frm,owners,3,6729,-6.309349916270064,-6.270356465390055,-5.435886942533687,-5.5770911546550135,-0.8734629737363775,0.022380152312871493,0.009039599423702027,0.9039976222321295
frm,owners,4,8121,-6.233468361167081,-6.200149300394357,-5.173103963352106,-5.3788107450916405,-1.0603643978149757,0.03300037311828441,0.00810977914253197,0.8237901736239379
frm,owners,5,9489,-6.3798262086203374,-6.354776538779144,-5.076710317526964,-5.298712454069269,-1.3031158910933731,0.03479752101120548,0.006202212279211805,0.653809674359785
frm,owners,6,11917,-6.683208362536059,-6.665996963876155,-5.038641248280451,-5.309371577810599,-1.644567114255609,0.04050903620599011,0.004286320596569082,0.5375513971637157
frm,owners,7,12953,-6.839093178940166,-6.872525581946644,-4.796909875753528,-5.136089019396198,-2.0421833031866377,0.049594169105213304,-0.008644166987033408,0.28078437427622943
frm,owners,8,13757,-4.9255769898794,-4.965007079249069,-4.220395756443227,-4.311382473399709,-0.705181233436173,0.018472296168232205,-0.011556916544042228,0.20607690630224612
frm,owners,9,13730,-4.5648327933521795,-4.617796701941928,-3.699606072981352,-3.819984596178338,-0.8652267203708276,0.026370850510076593,-0.017611308806962378,0.13102694828841951
frm,owners,10,13352,-3.993422117271016,-4.013341878841482,-2.93936338787751,-3.1025651844429607,-1.0540587293935058,0.04086765480153609,-0.008407007538555611,0.23614439784301977
frm,owners,11,11613,-3.1476427824974498,-3.144705706479569,-1.9055154920315287,-2.1025712387932205,-1.242127290465921,0.06260422810918231,0.0019300403946453937,0.3843967966933609
frm,owners,12,8304,-2.1021643967857493,-2.084587467208417,-0.7793883595119995,-0.992092299090485,-1.3227760372737498,0.10118330417150734,0.028923386517112792,0.7249518304431599
frm,owners,all,115386,-5.152770769939837,-5.158110020338741,-3.957598582152616,-4.147145547197225,-1.1951721877872208,0.03678544486208968,-0.001683836312719289,0.450245263723502
frm,owners_with_mortgage,2,5014,-6.433337222936717,-6.391446999130033,-5.70783902888662,-5.7883695909132475,-0.7254981940500967,0.012517696373744114,0.00925018638761288,0.9295971280414839
frm,owners_with_mortgage,3,6332,-6.312193299137257,-6.2699147293875495,-5.4387409535208056,-5.575588335070025,-0.8734523456164512,0.02167984645969634,0.009802693375657867,0.9606759317751106
frm,owners_with_mortgage,4,7354,-6.339982803430376,-6.301629374250132,-5.263852253162321,-5.460242273624065,-1.076130550268054,0.030976427941647122,0.009182987547078802,0.9097090019037258
frm,owners_with_mortgage,5,7664,-6.663256336509373,-6.626746957193155,-5.3120349831148275,-5.4925992093936795,-1.3512213533945452,0.027098496164631003,0.008658120196898045,0.8094989561586639
frm,owners_with_mortgage,6,8186,-7.242541295927908,-7.2009490092517545,-5.485126743112333,-5.662585210323716,-1.7574145528155753,0.024502237537969984,0.009559950325893407,0.7825555827021744
frm,owners_with_mortgage,7,7715,-7.632500298071352,-7.632651679435355,-5.385093274154692,-5.581534008668855,-2.2474070239166597,0.025737402796276454,-3.5137872501533884e-05,0.47141931302657164
frm,owners_with_mortgage,8,5423,-5.970566748257433,-5.963096478457761,-5.185634008615652,-5.238088585394933,-0.7849327396417813,0.008785527235683377,0.0018036356159765177,0.5227733726719528
frm,owners_with_mortgage,9,5856,-5.188594260541764,-5.20645245580836,-4.2765113208967716,-4.3591829293778,-0.9120829396449924,0.015933334604659732,-0.005195437475419062,0.30720628415300544
frm,owners_with_mortgage,10,6066,-4.424835097230185,-4.411541085088878,-3.3213364012834594,-3.46170878515001,-1.103498695946725,0.03172375484781775,0.005025889163077668,0.5197823936696341
frm,owners_with_mortgage,11,6821,-3.3791566374824304,-3.3581410666166085,-2.074205459228659,-2.2628410448288228,-1.3049511782537713,0.05582327362625672,0.012810791870222271,0.6544494942090603
frm,owners_with_mortgage,12,6708,-2.187085793408624,-2.1635234643464134,-0.8081849601660627,-1.0243010593693873,-1.3789008332425612,0.09881464177338128,0.037677541080796795,0.8974358974358975
frm,owners_with_mortgage,all,73139,-5.679777052533486,-5.656576167778194,-4.399949282904775,-4.556132505132657,-1.2798277696287113,0.02749812550445374,0.006630560987333833,0.7103187082131285
frm,owners_no_mortgage,2,407,-6.604585709461837,-6.637269289640825,-5.867299515017147,-5.823184568310079,-0.7372861944446896,-0.006679441928335916,-0.006919705629771622,0.0
frm,owners_no_mortgage,3,397,-6.263999033864366,-6.277401987727245,-5.390366545630826,-5.601060559219617,-0.8736324882335392,0.033635703398059213,-0.0030994095582738135,0.0
frm,owners_no_mortgage,4,767,-5.212207333260623,-5.227157823034036,-4.303008887388201,-4.5980448248472605,-0.9091984458724216,0.0566047968921628,-0.004326121522990389,0.0
frm,owners_no_mortgage,5,1825,-5.189574975666055,-5.212649806327109,-4.08847566708018,-4.484494321024733,-1.1010993085858745,0.07631042152806078,-0.007010317745218209,0.0
frm,owners_no_mortgage,6,3731,-5.456004022480928,-5.492285507579009,-4.059029814162571,-4.534403259463673,-1.3969742083183574,0.08712849978525905,-0.01106180173581639,0.0
frm,owners_no_mortgage,7,5238,-5.670491437035411,-5.752943137860083,-3.9305801852867503,-4.479997363756916,-1.7399112517486603,0.09689057545908342,-0.02561618283164413,0.0
frm,owners_no_mortgage,8,8334,-4.24559385336823,-4.3155423789960405,-3.5923075585153317,-3.708367445159956,-0.653286294852898,0.02733654952711695,-0.023817531841545447,0.0
frm,owners_no_mortgage,9,7874,-4.100932977266046,-4.180005478339969,-3.270553859139251,-3.4189755233797525,-0.8303791181267954,0.03619217018744103,-0.029420364542818822,0.0
frm,owners_no_mortgage,10,7286,-3.634246830909183,-3.681818905317368,-2.6213496218439545,-2.8035581734782395,-1.0128972090652286,0.05013653725569944,-0.022230703297749566,0.0
frm,owners_no_mortgage,11,4792,-2.81810271470685,-2.8408988217769933,-1.665399827120922,-1.8744409493589869,-1.1527028875859278,0.074177964183896,-0.016850457264013574,0.0
frm,owners_no_mortgage,12,1596,-1.7452391282730668,-1.7528188777336788,-0.6583560304471778,-0.8567186374671281,-1.086883097825889,0.11365927098840167,-0.014207327986130225,0.0
frm,owners_no_mortgage,all,42247,-4.24040509894268,-4.295153702551105,-3.1917906454396636,-3.4390977067247746,-1.0486144535030164,0.058321564924722846,-0.021034978082626554,0.0
frm,renters,1,16000,-8.051549650899233,-8.104601992869465,-7.410769951158762,-7.494733057551209,-0.6407796997404712,0.010428192091328725,-0.008877006865704695,0.0
frm,renters,2,10579,-8.47517379521877,-8.491027346152439,-7.665570168074304,-7.765243795421402,-0.8096036271444668,0.011760658808357194,-0.002579186394874311,0.0
frm,renters,3,9271,-8.752918064967972,-8.761874454256628,-7.728473987136079,-7.850158532242747,-1.0244440778318926,0.013902168877107268,-0.0014467162473240647,0.0
frm,renters,4,7879,-9.250009467839817,-9.2587995960039,-7.946029881699552,-8.0542999036418,-1.3039795861402648,0.01170485525649223,-0.001381067339356945,0.0
frm,renters,5,6511,-9.661841518349481,-9.675533129803151,-8.016416916857573,-8.150067233641174,-1.6454246014919096,0.013832799526857897,-0.0021308385928126006,0.0
frm,renters,6,4083,-11.072139637772592,-11.09340820790536,-8.951682042277712,-9.036211095481814,-2.1204575954948797,0.007634391903416082,-0.002961994569293802,0.0
frm,renters,7,3047,-12.642660055244894,-12.756765882313868,-9.956655960669542,-10.01407584174282,-2.686004094575352,0.004541756309381695,-0.01414289222066234,0.0
frm,renters,8,2243,-11.251349614184164,-11.442611825316913,-10.37204169475579,-10.506000305612622,-0.8793079194283748,0.011906003764024398,-0.0225814002689132,0.0
frm,renters,9,2270,-10.690001764863556,-11.00043048507805,-9.605829005141738,-9.776420595430988,-1.0841727597218178,0.015958050713327232,-0.0389769434585423,0.0
frm,renters,10,2648,-9.019020482714216,-9.271918770811038,-7.689355210731215,-7.9119141675533005,-1.3296652719830016,0.02467662172944829,-0.03964296134857226,0.0
frm,renters,11,4387,-6.549960077102075,-6.724568403593253,-4.919216252312129,-5.207174695631181,-1.630743824789946,0.04396338907861774,-0.04266284887027172,0.0
frm,renters,12,7696,-4.002898869107581,-4.090918970136373,-2.0137012265893883,-2.3752832792955885,-1.989197642518192,0.09033004942910594,-0.05207303156605436,0.0
frm,renters,all,76614,-8.511201600369992,-8.575671133719373,-7.250836102219408,-7.395619027027311,-1.260365498150584,0.017010867748874725,-0.011004043868165003,0.0