scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
frm,all,1,16000,-8.05187767352587,-8.10049815150092,-7.411103515377259,-7.495048661279008,-0.6407741581486118,0.010425536664293356,-0.008140515886739141,0.3145
frm,all,2,16000,-7.787731885585191,-7.783276813298814,-7.0063244620978375,-7.096339629473852,-0.7814074234873536,0.011558585824279488,0.0007953994694172017,0.659625
frm,all,3,16000,-7.725247053186828,-7.711597314098302,-6.764300073404682,-6.894191538967947,-0.9609469797821464,0.016813891474148024,0.0025281244440065187,0.75575
frm,all,4,16000,-7.718928898926376,-7.704110564965552,-6.538599362718657,-6.696320846960242,-1.1803295362077189,0.020433079032962986,0.0028400974193423245,0.6766875
frm,all,5,16000,-7.715415243158565,-7.703967469190939,-6.27299606904931,-6.459034918798212,-1.442419174109255,0.02411261661047548,0.0022858541589383385,0.5916875
frm,all,6,16000,-7.80321231847569,-7.794212725167787,-6.037204062698253,-6.260413860474748,-1.7660082557774364,0.028604860237879226,0.001866491129326242,0.4750625
frm,all,7,16000,-7.944308860823273,-7.991622188673059,-5.779518119442162,-6.065039600985339,-2.1647907413811107,0.03594038028294744,-0.010139560404493597,0.2486875
frm,all,8,16000,-5.812370441160304,-5.8718812818198565,-5.082778842091621,-5.1797896960484255,-0.729591599068684,0.016690411414562067,-0.014445049137732147,0.187625
frm,all,9,16000,-5.433840450661487,-5.52235175051944,-4.537550787332931,-4.665053309081455,-0.8962896633285563,0.023464531744395112,-0.023859005019230772,0.11275
frm,all,10,16000,-4.825158078097617,-4.882872566934908,-3.7254864908477012,-3.898511913028743,-1.099671587249916,0.03585901630175381,-0.019032827263238072,0.2109375
frm,all,11,16000,-4.080515249877648,-4.125047779883416,-2.7318341904738785,-2.953814323950923,-1.3486810594037693,0.05440002545847622,-0.02000946154251515,0.313125
frm,all,12,16000,-3.0164174786303195,-3.0476319868993875,-1.3730926848900766,-1.6574069969388947,-1.6433247937402429,0.09425562411802435,-0.0277069837554621,0.3684375
frm,all,all,192000,-6.492918636009097,-6.519922549412699,-5.271732388368697,-5.4434137746656495,-1.2211862476404,0.026441327224527855,-0.006366303071653423,0.4095729166666667
frm,owners,2,5421,-6.446195567368966,-6.4099236718107235,-5.7198124585691215,-5.790983374650649,-0.726383108799845,0.011040762778250057,0.00798375252530703,0.8598044641210109
frm,owners,3,6729,-6.309351409008785,-6.270238972602817,-5.4358885635113126,-5.577091132074908,-0.8734628454974726,0.022379886522405412,0.009067405307832566,0.9138059146975777
frm,owners,4,8121,-6.233469908220489,-6.199972651082351,-5.173105685777086,-5.378808745509003,-1.0603642224434027,0.03299976782764946,0.008153467075112664,0.8331486270163773
frm,owners,5,9489,-6.379846264095948,-6.354606886876845,-5.07672185770166,-5.298711304911742,-1.3031244063942888,0.03479542265138558,0.006249432967528001,0.6595004742333228
frm,owners,6,11917,-6.683210719016301,-6.665806086175199,-5.038643819660654,-5.3093711108905035,-1.6445668993556462,0.040508567305760135,0.004334629029477233,0.5415792565242931
frm,owners,7,12953,-6.8390922111561965,-6.8723102205819675,-4.796909134963293,-5.1360881144229555,-2.042183076192903,0.04959415211661855,-0.00858916419382072,0.28449007951825833
frm,owners,8,13757,-4.9255763207227385,-4.964716282057779,-4.220395109570518,-4.311381843100661,-0.7051812111522205,0.01847230204257455,-0.011472760787565983,0.21821618085338373
frm,owners,9,13730,-4.564832222237989,-4.617891519648297,-3.6996055326030017,-3.8199840790240036,-0.8652266896349873,0.02637085889697488,-0.017642525357365768,0.13139111434814274
frm,owners,10,13352,-3.993421633410862,-4.013921393786943,-2.939362933906094,-3.102564747106114,-1.0540586995047685,0.04086766391872976,-0.008649886927421635,0.25277112043139605
frm,owners,11,11613,-3.147642495192423,-3.1456408495107637,-1.90551524200324,-2.102570992986858,-1.242127253189183,0.06260423516475999,0.0013146141436750636,0.431413071557737
frm,owners,12,8304,-2.1021642629671717,-2.086130442503109,-0.7793882748752303,-0.9920922146191274,-1.3227759880919414,0.10118331069127251,0.026324106326395924,0.7098988439306358
frm,owners,all,115386,-5.152772567879785,-5.158282700011181,-3.9575997695234744,-4.147144939477509,-1.1951727983563105,0.03678508365294042,-0.0017376423770235627,0.4598391485968835
frm,owners_with_mortgage,2,5014,-6.433338483052014,-6.391488566256061,-5.7078404025163225,-5.7883695080811055,-0.7254980805356921,0.012517467529017612,0.009241209581964727,0.9295971280414839
frm,owners_with_mortgage,3,6332,-6.312194782711809,-6.269808660469652,-5.438742566646903,-5.575588308638911,-0.8734522160649058,0.021679581619820754,0.009827847941861867,0.9622552116234997
frm,owners_with_mortgage,4,7354,-6.339984426252084,-6.301458152163445,-5.263854048935576,-5.4602400821875445,-1.0761303773165074,0.030975791113743156,0.00922471212044007,0.9103889039978244
frm,owners_with_mortgage,5,7664,-6.663280905331157,-6.626589904036248,-5.31204895771765,-5.492597825284104,-1.351231947613507,0.0270960912696927,0.00870150549754145,0.8111951983298539
frm,owners_with_mortgage,6,8186,-7.242544084325934,-7.2007671916429405,-5.485129747804242,-5.662584670802081,-1.7574143365216925,0.024501738744246104,0.009602743027450789,0.7825555827021744
frm,owners_with_mortgage,7,7715,-7.632499332623574,-7.632445492277053,-5.385092510950839,-5.581533089339573,-2.247406821672735,0.02573738559649641,1.2497685045076423e-05,0.47193778353856125
frm,owners_with_mortgage,8,5423,-5.970566138614814,-5.96293909462418,-5.185633405673762,-5.238088029240381,-0.784932732941051,0.008785535969087821,0.0018415504059687837,0.5235109717868338
frm,owners_with_mortgage,9,5856,-5.188593815043285,-5.206947333308396,-4.276510893295804,-4.359182559238374,-0.9120829217474818,0.015933347047302204,-0.005338848362282711,0.3078893442622951
frm,owners_with_mortgage,10,6066,-4.4248345920805345,-4.412997095694918,-3.3213359090639964,-3.4617083371602546,-1.103498683016538,0.03172376846526492,0.004473028373606525,0.5204418067919552
frm,owners_with_mortgage,11,6821,-3.3791563546779804,-3.359723536798204,-2.074205205054351,-2.2628408040995183,-1.3049511496236295,0.05582328227695865,0.011835700705810082,0.652690221375165
frm,owners_with_mortgage,12,6708,-2.1870856521855098,-2.165160965751877,-0.8081848736408739,-1.024300974154671,-1.3789007785446359,0.09881464875316448,0.034976622658828616,0.8788014311270125
frm,owners_with_mortgage,all,73139,-5.679780053173188,-5.6569405415414815,-4.399951266029157,-4.556131836130142,-1.2798287871440308,0.027497644035305635,0.006526675131065973,0.7090471567836585
frm,owners_no_mortgage,2,407,-6.604587264580731,-6.637033301420257,-5.86730112945051,-5.8231846694410505,-0.7372861351302207,-0.006679669484579098,-0.006869722613321527,0.0
frm,owners_no_mortgage,3,397,-6.264000672768124,-6.277102288540355,-5.390368291837368,-5.601060598061656,-0.8736323809307559,0.033635422029924644,-0.003029914736386252,0.14105793450881612
frm,owners_no_mortgage,4,767,-5.212208153847163,-5.226929137457371,-4.303009906549538,-4.5980446647606374,-0.9091982472976252,0.056604561733270886,-0.00425996456998512,0.09256844850065189
frm,owners_no_mortgage,5,1825,-5.1895760775607975,-5.212427246597584,-4.0884769839906685,-4.48449415853707,-1.1010990935701293,0.0763101202540879,-0.006942790121640674,0.022465753424657533
frm,owners_no_mortgage,6,3731,-5.456005431312023,-5.492074751584226,-4.059031434835298,-4.534402951834975,-1.396973996476725,0.08712812385990665,-0.010997751545646972,0.012865183596890914
frm,owners_no_mortgage,7,5238,-5.670490465810488,-5.752714263894762,-3.9305794775093186,-4.479996479928547,-1.7399109883011694,0.09689056100735383,-0.02554701302800677,0.008400152730049638
frm,owners_no_mortgage,8,8334,-4.24559314548531,-4.315164768673138,-3.5923068830564913,-3.7083667666144957,-0.6532862624288192,0.02733655335802032,-0.023691941435021624,0.019558435325173987
frm,owners_no_mortgage,9,7874,-4.100932312729758,-4.179802766182011,-3.270553234886842,-3.418974896888449,-0.8303790778429161,0.03619217550625975,-0.029347183991811687,0.000127000254000508
frm,owners_no_mortgage,10,7286,-3.634246364773719,-3.6816686889044608,-2.621349199716163,-2.8035577450105316,-1.0128971650575556,0.05013654194181538,-0.022162125508968344,0.029920395278616525
frm,owners_no_mortgage,11,4792,-2.8181024209956393,-2.8409125502645978,-1.6653995829941362,-1.8744406963258702,-1.1527028380015032,0.07417796875454918,-0.01686066718435797,0.1164440734557596
frm,owners_no_mortgage,12,1596,-1.7452390255758097,-1.7539645590740756,-0.6583559537474479,-0.8567185561201138,-1.0868830718283617,0.11365927501375905,-0.016323380877869997,0.0
frm,owners_no_mortgage,all,42247,-4.240404814740528,-4.294994516905049,-3.1917904551833054,-3.439097205099283,-1.0486143595572226,0.05832149540446885,-0.02097508186557584,0.02840438374322437
frm,renters,1,16000,-8.05187767352587,-8.10049815150092,-7.411103515377259,-7.495048661279008,-0.6407741581486118,0.010425536664293356,-0.008140515886739141,0.3145
frm,renters,2,10579,-8.475175725366848,-8.487024556942538,-7.665572176544303,-7.765243709008456,-0.8096035488225447,0.011760408951265733,-0.0019287962782749135,0.5570469798657718
frm,renters,3,9271,-8.75292063636815,-8.75775202016271,-7.728476650912229,-7.850158385908219,-1.0244439854559217,0.0139018437446361,-0.0007808764394688916,0.6410311724733039
frm,renters,4,7879,-9.250013105490979,-9.254447409570894,-7.946033573969133,-8.054299749852172,-1.303979531521846,0.011704434863856417,-0.0006971279796845753,0.5154207386724203
frm,renters,5,6511,-9.661846519817324,-9.670498350096857,-8.016421962380269,-8.150067136916583,-1.6454245574370556,0.013832260144289732,-0.001347443065104259,0.4928582399017048
frm,renters,6,4083,-11.072146695345035,-11.087678783672478,-8.951689102198392,-9.036210198166502,-2.1204575931466434,0.0076336683656517135,-0.002164651074257451,0.280920891501347
frm,renters,7,3047,-12.64265847130494,-12.749891936846316,-9.956654376729588,-10.014074259811249,-2.686004094575352,0.004541757037255012,-0.013301303103879447,0.09648834919593043
frm,renters,8,2243,-11.25134802246195,-11.435799650846565,-10.372040103033576,-10.505998716557741,-0.8793079194283748,0.011906005685428322,-0.02179310590988026,0.0
frm,renters,9,2270,-10.69000035209524,-10.99294160508366,-9.605827592373421,-9.776419180750537,-1.0841727597218178,0.015958052643438858,-0.03806912831998788,0.0
frm,renters,10,2648,-9.019019486503039,-9.26438165449972,-7.689354214520037,-7.911913181683932,-1.3296652719830016,0.024676625601813384,-0.0385026884671692,0.0
frm,renters,11,4387,-6.549959357504618,-6.717674331608422,-4.919215532755511,-5.207173978039292,-1.6307438247491068,0.04396339420852313,-0.041040958387740356,0.0
frm,renters,12,7696,-4.002898599065192,-4.085094152266682,-2.0137009776087984,-2.375283030252739,-1.9891976214563936,0.09033005550737183,-0.04877900429148441,0.0
frm,renters,all,76614,-8.511271603053878,-8.57064664243804,-7.250907295801736,-7.395684584400408,-1.2603643072521418,0.017010065634226246,-0.010142329730761568,0.3338684835669721