scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
frm,all,1,16000,-8.108613027814993,-8.040266025607377,-7.471383175436637,-7.557904720957172,-0.6372298523783558,0.010670326136386077,0.011553654175855632,1.0
frm,all,2,16000,-7.788309964784172,-7.7484328482480835,-7.010928980637656,-7.121999034494987,-0.7773809841465156,0.01426112396136614,0.007155589770875492,0.8825
frm,all,3,16000,-7.7209016608822045,-7.627027775399671,-6.7642760086452,-6.918553407602887,-0.9566256522370049,0.019981785254348017,0.0176223345506199,0.9410625
frm,all,4,16000,-7.7017961314500845,-7.545966516461416,-6.525303899569711,-6.707190333910398,-1.176492231880373,0.02361610606621456,0.030674289557096612,0.9574375
frm,all,5,16000,-7.682703273967243,-7.448223298935189,-6.244674180667733,-6.4628483802900725,-1.4380290932995101,0.028398103094990246,0.04900268030201316,0.9940625
frm,all,6,16000,-7.7609865476149045,-7.482388920745597,-5.9995978585642025,-6.259968282820042,-1.7613886890507018,0.033548624605702404,0.061237823166767846,0.9996875
frm,all,7,16000,-7.9051405492533755,-7.64384031618267,-5.746654267361851,-6.069634562953466,-2.1584862818915242,0.040856995973603594,0.05989540285668027,0.9985625
frm,all,8,16000,-5.773020479445102,-5.568131826296641,-5.050261163172278,-5.172541647794711,-0.7227593162728236,0.02118137031694478,0.053133269619955126,0.9679375
frm,all,9,16000,-5.397211282591768,-5.309851865909501,-4.508802089987454,-4.662072858910594,-0.888409192604314,0.028398141354499362,0.024758354854465203,0.7466875
frm,all,10,16000,-4.789531538261842,-4.802984602709057,-3.699328568106523,-3.8918867722447548,-1.0902029701553193,0.04020397456409963,-0.004527254408786319,0.4591875
frm,all,11,16000,-4.052259440728818,-4.112026879671265,-2.713791833430542,-2.953972141608397,-1.3384676072982764,0.059270713460206625,-0.026863303800072402,0.2669375
frm,all,12,16000,-2.990092357149162,-3.0523758788274273,-1.355214238399065,-1.6527164617891197,-1.634878118750097,0.09949599806799991,-0.05461878559025479,0.4434375
frm,all,all,192000,-6.4725471878286385,-6.365126396249491,-5.257518021998237,-5.452607383781383,-1.2150291658304013,0.030141048975278695,0.026140141758407287,0.8047916666666667
frm,owners,2,4906,-6.461390029461942,-6.451713938577807,-5.7321806507855335,-5.862197602204085,-0.7292093786764087,0.020122133291089694,0.002114051431117092,0.6167957602935181
frm,owners,3,5804,-6.267292523146436,-6.194028271441777,-5.392786783740444,-5.59667600780989,-0.8745057394059914,0.032532265458559584,0.01724542722074207,0.837525844245348
frm,owners,4,7696,-6.175872082009003,-6.042221862974596,-5.118459743127465,-5.37949007040479,-1.057412338881538,0.042266148620165866,0.03362595177658689,0.911512474012474
frm,owners,5,8903,-6.259143593855442,-6.07378165946243,-4.970784316728789,-5.2542968224775235,-1.2883592771266528,0.04529573439201129,0.048650585369698574,0.9893294395147703
frm,owners,6,11463,-6.569238555622932,-6.359211223879373,-4.940553330023686,-5.267434250721367,-1.628685225599246,0.04975933175967362,0.05580252771501715,0.999563814010294
frm,owners,7,12362,-6.674952309263156,-6.4929300159879535,-4.666055476061205,-5.062219180276266,-2.008896833201951,0.059350791715063744,0.05099669459912359,0.9981394596343633
frm,owners,8,13707,-4.867258982027287,-4.728211612501559,-4.170601667727121,-4.290733370336724,-0.6966573143001658,0.024681592463684066,0.04329649647095679,0.9625738673670388
frm,owners,9,13760,-4.545334314402447,-4.514478238939364,-3.6887936094684237,-3.8390172908929947,-0.8565407049340228,0.03305008411561028,0.010555313662986787,0.7054505813953489
frm,owners,10,13490,-3.99158110802853,-4.058790726513737,-2.94593339195679,-3.1328842754319144,-1.0456477160717401,0.04683629830271974,-0.027803679603703557,0.3585618977020015
frm,owners,11,12056,-3.171980040455084,-3.2946937256673396,-1.9291281925699129,-2.153928151410562,-1.2428518478851713,0.07087054646421964,-0.0741907873777834,0.02712342402123424
frm,owners,12,8905,-2.131257941293089,-2.2650460063935607,-0.7811933052003692,-1.027194158423115,-1.3500646360927198,0.11542519019236619,-0.17930303677962478,0.0
frm,owners,all,113052,-5.037279709986619,-4.979233199265335,-3.850110451769179,-4.081288720060874,-1.1871692582174398,0.045893474573860615,0.019170680139178442,0.6684711460213
frm,owners_with_mortgage,2,4616,-6.449012212810887,-6.442567784977926,-5.721349583243493,-5.855329538159455,-0.7276626295673946,0.020775267668095454,0.001409764420018389,0.5994367417677643
frm,owners_with_mortgage,3,5465,-6.265234768198967,-6.193717904725482,-5.390629094229531,-5.593194610922845,-0.8746056739694354,0.03233167218593214,0.016834730611754223,0.835864592863678
frm,owners_with_mortgage,4,6867,-6.2912620897846425,-6.163433655489732,-5.2171678562796,-5.47357909240598,-1.0740942335050425,0.0407567245597229,0.03149408564929068,0.9012669287898646
frm,owners_with_mortgage,5,6984,-6.511642643593827,-6.332660374762986,-5.179628759624954,-5.440134341473678,-1.3320138839688735,0.04000612381654722,0.044938183689541944,0.986397479954181
frm,owners_with_mortgage,6,7967,-7.0318099166316,-6.826229894165196,-5.308185551481093,-5.574210745563104,-1.7236243651505074,0.03783168163473949,0.05061264912088692,0.9993724111961843
frm,owners_with_mortgage,7,7754,-7.203836073463566,-7.026335139384199,-5.053977336612416,-5.369425298097044,-2.1498587368511504,0.0437888866803382,0.045704444507986386,0.9970337890121228
frm,owners_with_mortgage,8,6060,-5.607446621855756,-5.493344153863213,-4.8554463077168055,-4.979762472125554,-0.7520003141389505,0.022169834648841702,0.030171737394123932,0.9153465346534654
frm,owners_with_mortgage,9,7170,-4.940673188065883,-4.938669001870684,-4.056956920819424,-4.20852961036412,-0.8837162672464594,0.030678550022458007,0.0006178586206169179,0.5595536959553696
frm,owners_with_mortgage,10,7429,-4.240039088693319,-4.335536411275921,-3.168719249599441,-3.3586474819759067,-1.071319839093878,0.0447939814712881,-0.03643504553944332,0.3497105936195989
frm,owners_with_mortgage,11,7863,-3.334381425669383,-3.47777312448255,-2.0483782666929096,-2.280219804792914,-1.2860031589764733,0.06953059908359505,-0.08109844820541046,0.03446521683835686
frm,owners_with_mortgage,12,7456,-2.1980567041673176,-2.340457100901338,-0.7984428730166235,-1.053338110367989,-1.399613831150694,0.11596390432881343,-0.18546789342466852,0.0
frm,owners_with_mortgage,all,75631,-5.395677533134351,-5.351122383537096,-4.144617955385797,-4.36735205991681,-1.2510595777485536,0.041280099331960196,0.013602080733139621,0.641720987425791
frm,owners_no_mortgage,2,290,-6.658410724845636,-6.597295473119354,-5.904581367247818,-5.971518235411026,-0.7538293575978176,0.010052979746868917,0.013090463149336262,0.8931034482758621
frm,owners_no_mortgage,3,339,-6.300465475323181,-6.1990316758800015,-5.427570775413416,-5.652799411903404,-0.8728946999097641,0.03574793598538606,0.023862071527612105,0.8643067846607669
frm,owners_no_mortgage,4,829,-5.220041945223321,-5.038167123286486,-4.3008136478129595,-4.600106096843663,-0.9192282974103614,0.05733525748860613,0.055496029910011124,0.9963811821471653
frm,owners_no_mortgage,5,1919,-5.34019968381225,-5.131619623162754,-4.210716787189019,-4.577960588673899,-1.12948289662323,0.06876967589772076,0.06556546801722107,1.0
frm,owners_no_mortgage,6,3496,-5.515089232637794,-5.294926971543235,-4.102759877978164,-4.5683243152510835,-1.4123293546596298,0.08441648314913053,0.0713765715988044,1.0
frm,owners_no_mortgage,7,4608,-5.7849860098686285,-5.59535550930078,-4.013289393874987,-4.545275552328716,-1.7716966159936414,0.091959800342855,0.06237213005604336,1.0
frm,owners_no_mortgage,8,7647,-4.280684234105157,-4.121868837471921,-3.6278844559659746,-3.744700108032513,-0.6527997781391827,0.02728901401692796,0.057549311031832806,1.0
frm,owners_no_mortgage,9,6590,-4.1152008205986785,-4.052953539361584,-3.2882274573611916,-3.436983401574639,-0.8269733632374868,0.036147918582453586,0.024177419381786747,0.8641881638846738
frm,owners_no_mortgage,10,6061,-3.687044837056957,-3.719582065880464,-2.6728635789841384,-2.8561651100441363,-1.0141812580728187,0.04971502630445679,-0.015010791638068288,0.3694109882857614
frm,owners_no_mortgage,11,4193,-2.8674338701855797,-2.951370731895817,-1.7055023082796374,-1.9170974167228834,-1.1619315619059423,0.07379249810896304,-0.05828559237862396,0.01335559265442404
frm,owners_no_mortgage,12,1449,-1.7875370468898804,-1.8770093461796278,-0.6924336242907807,-0.8926673774010438,-1.0951034225990997,0.11201656125597403,-0.1409280141962621,0.0
frm,owners_no_mortgage,all,37421,-4.312927454234874,-4.227613763770355,-3.2548859252726032,-3.5031305613627035,-1.0580415289622709,0.05755826842075629,0.03375803495618768,0.7225354747334385
frm,renters,1,16000,-8.108613027814993,-8.040266025607377,-7.471383175436637,-7.557904720957172,-0.6372298523783558,0.010670326136386077,0.011553654175855632,1.0
frm,renters,2,11094,-8.375101852533483,-8.321869207617326,-7.576418371863049,-7.679109709347986,-0.7986834806704335,0.012261503118779604,0.008852573703480138,1.0
frm,renters,3,10196,-8.54835825517589,-8.442752483223483,-7.5449864305113445,-7.671022653228481,-1.0033718246645453,0.014743909760780438,0.017775757619922228,1.0
frm,renters,4,8304,-9.115995491336713,-8.93961040533841,-7.829142125482468,-7.937679402785535,-1.2868533658542458,0.011906245171601437,0.02889324134950466,1.0
frm,renters,5,7097,-9.468521483356472,-9.172424217101451,-7.8427355387977045,-7.978944550390839,-1.6257859445587675,0.014385457310579941,0.04928278104396888,1.0
frm,renters,6,4537,-10.772008639791224,-10.320164089177936,-8.675336767680342,-8.767664471920137,-2.096671872110881,0.008571075955021046,0.06914736800399979,1.0
frm,renters,7,3638,-12.085345888109641,-11.554657559450154,-9.418551534557725,-9.492853078801614,-2.666794353551916,0.006148069317320148,0.07518561645168553,1.0
frm,renters,8,2293,-11.187443874606894,-10.58897193553746,-10.30865309691269,-10.443778481251591,-0.878790777694203,0.01207830723920833,0.07762644622759907,1.0
frm,renters,9,2240,-10.630169801469021,-10.195718431583192,-9.545997041747203,-9.717985633875852,-1.0841727597218176,0.016179289262611807,0.05995285451058474,1.0
frm,renters,10,2510,-9.078117715093471,-8.802656072778724,-7.7484524431104695,-7.9711472033225315,-1.3296652719830018,0.024530939915199168,0.046286580747767925,1.0
frm,renters,11,3944,-6.743093226149749,-6.610446885926671,-5.11234783094975,-5.399542716107661,-1.630745395199999,0.04259097057180927,0.0334068975713917,1.0
frm,renters,12,7095,-4.068023361123557,-4.040560870233147,-2.0756732109338625,-2.437815279474006,-1.9923501501896945,0.0890216295218429,0.016788046090167708,1.0
frm,renters,all,78948,-8.527822291757756,-8.349698490608471,-7.27289828026362,-7.416309030066674,-1.254924011494136,0.016816807960651436,0.03148079892820488,1.0