scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
term5,all,1,16000,-8.051969200461581,-8.099847971519651,-7.411191475714459,-7.495145274733753,-0.640777724747123,0.010426492815506672,-0.00801713412815841,0.3223125
term5,all,2,16000,-7.787731885585191,-7.782797108188646,-7.0063244620978375,-7.096339629473852,-0.7814074234873536,0.011558585824279488,0.0008811129492747316,0.671
term5,all,3,16000,-7.725247053186828,-7.711122316476768,-6.764300073404682,-6.894191538967947,-0.9609469797821464,0.016813891474148024,0.002616307831744491,0.76
term5,all,4,16000,-7.718928898926376,-7.703510294413004,-6.538599362718657,-6.696320846960242,-1.1803295362077189,0.020433079032962986,0.0029554518618024606,0.707375
term5,all,5,16000,-7.715415243158565,-7.703769036490877,-6.27299606904931,-6.459034918798212,-1.442419174109255,0.02411261661047548,0.0023255594701971916,0.5935625
term5,all,6,16000,-7.80321231847569,-7.794429601532079,-6.037204062698253,-6.260413860474748,-1.7660082557774364,0.028604860237879226,0.0018214378366550044,0.481
term5,all,7,16000,-7.944308860823273,-7.992154634987153,-5.779518119442162,-6.065039600985339,-2.1647907413811107,0.03594038028294744,-0.01025261356465168,0.245
term5,all,8,16000,-5.812370441160304,-5.872867066134276,-5.082778842091621,-5.1797896960484255,-0.729591599068684,0.016690411414562067,-0.01468116358958127,0.177375
term5,all,9,16000,-5.433840450661487,-5.523778931382396,-4.537550787332931,-4.665053309081455,-0.8962896633285563,0.023464531744395112,-0.02423530952130959,0.108875
term5,all,10,16000,-4.825158078097617,-4.88431105977798,-3.7254864908477012,-3.898511913028743,-1.099671587249916,0.03585901630175381,-0.019498871393016537,0.1933125
term5,all,11,16000,-4.080515249877648,-4.125751602093676,-2.7318341904738785,-2.953814323950923,-1.3486810594037693,0.05440002545847622,-0.02031991334948413,0.274625
term5,all,12,16000,-3.0164174786303195,-3.048118562441182,-1.3730926848900766,-1.6574069969388947,-1.6433247937402429,0.09425562411802435,-0.02812792945480025,0.368
term5,all,all,192000,-6.49292626325374,-6.520204848786474,-5.271739718396797,-5.443421825786878,-1.2211865448569428,0.02644140722214927,-0.006430674524835478,0.40853645833333335
term5,owners,2,5421,-6.446195567368966,-6.410016342405674,-5.7198124585691215,-5.790983374650649,-0.726383108799845,0.011040762778250057,0.007963208829965485,0.8599889319313779
term5,owners,3,6729,-6.309351409008785,-6.270310925153394,-5.4358885635113126,-5.577091132074908,-0.8734628454974726,0.022379886522405412,0.009050588813407145,0.9124684202704711
term5,owners,4,8121,-6.233469908220489,-6.199963219612236,-5.173105685777086,-5.378808745509003,-1.0603642224434027,0.03299976782764946,0.008155779602676327,0.8349956901859377
term5,owners,5,9489,-6.379846264095948,-6.354869029624419,-5.07672185770166,-5.298711304911742,-1.3031244063942888,0.03479542265138558,0.006184163615117866,0.6590789335019496
term5,owners,6,11917,-6.683210719016301,-6.666239935836589,-5.038643819660654,-5.3093711108905035,-1.6445668993556462,0.040508567305760135,0.004226167783140333,0.5383905345305027
term5,owners,7,12953,-6.8390922111561965,-6.872925638945137,-4.796909134963293,-5.1360881144229555,-2.042183076192903,0.04959415211661855,-0.008747039176158822,0.2799351501582645
term5,owners,8,13757,-4.9255763207227385,-4.965790534892803,-4.220395109570518,-4.311381843100661,-0.7051812111522205,0.01847230204257455,-0.011784305052024324,0.20629497710256597
term5,owners,9,13730,-4.564832222237989,-4.619487822965691,-3.6996055326030017,-3.8199840790240036,-0.8652266896349873,0.02637085889697488,-0.018164617816063156,0.12687545520757465
term5,owners,10,13352,-3.993421633410862,-4.0156897755495695,-2.939362933906094,-3.102564747106114,-1.0540586995047685,0.04086766391872976,-0.009389747223351064,0.23165068903535052
term5,owners,11,11613,-3.147642495192423,-3.1469328423896523,-1.90551524200324,-2.102570992986858,-1.242127253189183,0.06260423516475999,0.00046572065685768216,0.378369069146646
term5,owners,12,8304,-2.1021642629671717,-2.0866899777542924,-0.7793882748752303,-0.9920922146191274,-1.3227759880919414,0.10118331069127251,0.025384517680526075,0.7090558766859345
term5,owners,all,115386,-5.152772567879785,-5.159118993705096,-3.9575997695234744,-4.147144939477509,-1.1951727983563105,0.03678508365294042,-0.002000895980862172,0.44922260932868807
term5,owners_with_mortgage,2,5014,-6.433338483052014,-6.391603400836487,-5.7078404025163225,-5.7883695080811055,-0.7254980805356921,0.012517467529017612,0.009215641865982782,0.9297965696051057
term5,owners_with_mortgage,3,6332,-6.312194782711809,-6.269889944114101,-5.438742566646903,-5.575588308638911,-0.8734522160649058,0.021679581619820754,0.009808834859218907,0.9620972836386608
term5,owners_with_mortgage,4,7354,-6.339984426252084,-6.301469560194639,-5.263854048935576,-5.4602400821875445,-1.0761303773165074,0.030975791113743156,0.00922195792988556,0.9112047865107424
term5,owners_with_mortgage,5,7664,-6.663280905331157,-6.626910276623372,-5.31204895771765,-5.492597825284104,-1.351231947613507,0.0270960912696927,0.008624937652204956,0.8105427974947808
term5,owners_with_mortgage,6,8186,-7.242544084325934,-7.201359160352038,-5.485129747804242,-5.662584670802081,-1.7574143365216925,0.024501738744246104,0.009465515996297302,0.7815783044221842
term5,owners_with_mortgage,7,7715,-7.632499332623574,-7.633404081094475,-5.385092510950839,-5.581533089339573,-2.247406821672735,0.02573738559649641,-0.00020997259859389938,0.4697342838626053
term5,owners_with_mortgage,8,5423,-5.970566138614814,-5.964968977546261,-5.185633405673762,-5.238088029240381,-0.784932732941051,0.008785535969087821,0.0013508392085690435,0.5183477779826664
term5,owners_with_mortgage,9,5856,-5.188593815043285,-5.20932847757615,-4.276510893295804,-4.359182559238374,-0.9120829217474818,0.015933347047302204,-0.006027739536812349,0.2974726775956284
term5,owners_with_mortgage,10,6066,-4.4248345920805345,-4.415232127112385,-3.3213359090639964,-3.4617083371602546,-1.103498683016538,0.03172376846526492,0.003625723106223333,0.509891196834817
term5,owners_with_mortgage,11,6821,-3.3791563546779804,-3.361115659590236,-2.074205205054351,-2.2628408040995183,-1.3049511496236295,0.05582328227695865,0.010979446073408505,0.6441870693446708
term5,owners_with_mortgage,12,6708,-2.1870856521855098,-2.16581792825137,-0.8081848736408739,-1.024300974154671,-1.3789007785446359,0.09881464875316448,0.03389666484847842,0.877757901013715
term5,owners_with_mortgage,all,73139,-5.679780053173188,-5.657874152581815,-4.399951266029157,-4.556131836130142,-1.2798287871440308,0.027497644035305635,0.006258382066548052,0.7057383885478336
term5,owners_no_mortgage,2,407,-6.604587264580731,-6.636852924783814,-5.86730112945051,-5.8231846694410505,-0.7372861351302207,-0.006679669484579098,-0.006831766821396745,0.0
term5,owners_no_mortgage,3,397,-6.264000672768124,-6.277025413669274,-5.390368291837368,-5.601060598061656,-0.8736323809307559,0.033635422029924644,-0.0030121846539613584,0.12090680100755667
term5,owners_no_mortgage,4,767,-5.212208153847163,-5.226719896740023,-4.303009906549538,-4.5980446647606374,-0.9091982472976252,0.056604561733270886,-0.004199643326003977,0.10430247718383312
term5,owners_no_mortgage,5,1825,-5.1895760775607975,-5.212444855925806,-4.0884769839906685,-4.48449415853707,-1.1010990935701293,0.0763101202540879,-0.0069481068299648285,0.023013698630136987
term5,owners_no_mortgage,6,3731,-5.456005431312023,-5.492161680172297,-4.059031434835298,-4.534402951834975,-1.396973996476725,0.08712812385990665,-0.011023993426232948,0.004824443848834093
term5,owners_no_mortgage,7,5238,-5.670490465810488,-5.752824229784745,-3.9305794775093186,-4.479996479928547,-1.7399109883011694,0.09689056100735383,-0.025580391591302654,0.00038182512409316535
term5,owners_no_mortgage,8,8334,-4.24559314548531,-4.3156171854195975,-3.5923068830564913,-3.7083667666144957,-0.6532862624288192,0.02733655335802032,-0.023842696276667796,0.0032397408207343412
term5,owners_no_mortgage,9,7874,-4.100932312729758,-4.1808153726991355,-3.270553234886842,-3.418974896888449,-0.8303790778429161,0.03619217550625975,-0.029713872142834608,0.0
term5,owners_no_mortgage,10,7286,-3.634246364773719,-3.683048558890218,-2.621349199716163,-2.8035577450105316,-1.0128971650575556,0.05013654194181538,-0.022793738554290566,0.0
term5,owners_no_mortgage,11,4792,-2.8181024209956393,-2.8420620168209587,-1.6653995829941362,-1.8744406963258702,-1.1527028380015032,0.07417796875454918,-0.01769677538525849,0.0
term5,owners_no_mortgage,12,1596,-1.7452390255758097,-1.7541146068680813,-0.6583559537474479,-0.8567185561201138,-1.0868830718283617,0.11365927501375905,-0.016599886014608156,0.0
term5,owners_no_mortgage,all,42247,-4.240404814740528,-4.295662332520055,-3.1917904551833054,-3.439097205099283,-1.0486143595572226,0.05832149540446885,-0.021226768676149255,0.005136459393566407
term5,renters,1,16000,-8.051969200461581,-8.099847971519651,-7.411191475714459,-7.495145274733753,-0.640777724747123,0.010426492815506672,-0.00801713412815841,0.3223125
term5,renters,2,10579,-8.475175725366848,-8.486251549185859,-7.665572176544303,-7.765243709008456,-0.8096035488225447,0.011760408951265733,-0.0018031674730664138,0.5741563474808583
term5,renters,3,9271,-8.75292063636815,-8.756880039722912,-7.728476650912229,-7.850158385908219,-1.0244439854559217,0.0139018437446361,-0.0006400230579599597,0.6493366411390357
term5,renters,4,7879,-9.250013105490979,-9.253238152574832,-7.946033573969133,-8.054299749852172,-1.303979531521846,0.011704434863856417,-0.0005071044466422592,0.5758344967635487
term5,renters,5,6511,-9.661846519817324,-9.669628684034393,-8.016421962380269,-8.150067136916583,-1.6454245574370556,0.013832260144289732,-0.0012121483385336695,0.49808017201658733
term5,renters,6,4083,-11.072146695345035,-11.087262382843166,-8.951689102198392,-9.036210198166502,-2.1204575931466434,0.0076336683656517135,-0.002106728842147021,0.31349497918197405
term5,renters,7,3047,-12.64265847130494,-12.750071663451948,-9.956654376729588,-10.014074259811249,-2.686004094575352,0.004541757037255012,-0.013323328941158064,0.09648834919593043
term5,renters,8,2243,-11.25134802246195,-11.436242830864071,-10.372040103033576,-10.505998716557741,-0.8793079194283748,0.011906005685428322,-0.02184443703453376,0.0
term5,renters,9,2270,-10.69000035209524,-10.993345855858767,-9.605827592373421,-9.776419180750537,-1.0841727597218178,0.015958052643438858,-0.038118181267406515,0.0
term5,renters,10,2648,-9.019019486503039,-9.264156749739362,-7.689354214520037,-7.911913181683932,-1.3296652719830016,0.024676625601813384,-0.03846862105257409,0.0
term5,renters,11,4387,-6.549959357504618,-6.716821184141277,-4.919215532755511,-5.207173978039292,-1.6307438247491068,0.04396339420852313,-0.04083988234885316,0.0
term5,renters,12,7696,-4.002898599065192,-4.085502004130363,-2.0137009776087984,-2.375283030252739,-1.9891976214563936,0.09033005550737183,-0.04901033270901878,0.0
term5,renters,all,76614,-8.511290717458182,-8.570094587925794,-7.2509256653607626,-7.395704761068848,-1.2603650520974203,0.017010239752605072,-0.010045621235720614,0.347260291852664