scenario,group,age,n,V_ss,V_shock,U_base,U_base_simulated,Phi_base,V_check_sim_vs_fn,cev,share_better_off
term5,all,1,16000,-8.05149196246709,-8.102262205954137,-7.410716031777069,-7.494581676669126,-0.6407759306900208,0.010416162033447529,-0.00849813728452442,0.002375
term5,all,2,16000,-7.787731885585191,-7.788177430178435,-7.0063244620978375,-7.096339629473852,-0.7814074234873536,0.011558585824279488,-7.948402961832635e-05,0.3125625
term5,all,3,16000,-7.725247053186828,-7.71530827698086,-6.764300073404682,-6.894191538967947,-0.9609469797821464,0.016813891474148024,0.0018396638781159602,0.4425
term5,all,4,16000,-7.718928898926376,-7.706432227360542,-6.538599362718657,-6.696320846960242,-1.1803295362077189,0.020433079032962986,0.002394166534433584,0.4718125
term5,all,5,16000,-7.715415243158565,-7.705052049435407,-6.27299606904931,-6.459034918798212,-1.442419174109255,0.02411261661047548,0.002068885528321518,0.430375
term5,all,6,16000,-7.80321231847569,-7.796528461909233,-6.037204062698253,-6.260413860474748,-1.7660082557774364,0.028604860237879226,0.001385614772501098,0.4143125
term5,all,7,16000,-7.944308860823273,-7.991851495268601,-5.779518119442162,-6.065039600985339,-2.1647907413811107,0.03594038028294744,-0.01018825142139701,0.2440625
term5,all,8,16000,-5.812370441160304,-5.87388342831591,-5.082778842091621,-5.1797896960484255,-0.729591599068684,0.016690411414562067,-0.014924495447069197,0.187375
term5,all,9,16000,-5.433840450661487,-5.5270754031661,-4.537550787332931,-4.665053309081455,-0.8962896633285563,0.023464531744395112,-0.025103492233700342,0.104625
term5,all,10,16000,-4.825158078097617,-4.894167869812075,-3.7254864908477012,-3.898511913028743,-1.099671587249916,0.03585901630175381,-0.022681597251429708,0.1223125
term5,all,11,16000,-4.080515249877648,-4.135939715587457,-2.7318341904738785,-2.953814323950923,-1.3486810594037693,0.05440002545847622,-0.024794079793044155,0.2373125
term5,all,12,16000,-3.0164174786303195,-3.0575302882936755,-1.3730926848900766,-1.6574069969388947,-1.6433247937402429,0.09425562411802435,-0.03620611498210746,0.2928125
term5,all,all,192000,-6.492886493420866,-6.524517404355203,-5.271700098068682,-5.443374859281493,-1.2211863953521842,0.02644043776011884,-0.007449868159748241,0.2718697916666667
term5,owners,2,5421,-6.446195567368966,-6.415146389311842,-5.7198124585691215,-5.790983374650649,-0.726383108799845,0.011040762778250057,0.006827128087519396,0.8546393654307324
term5,owners,3,6729,-6.309351409008785,-6.273667878579402,-5.4358885635113126,-5.577091132074908,-0.8734628454974726,0.022379886522405412,0.008266574003115368,0.9164809035517908
term5,owners,4,8121,-6.233469908220489,-6.2007162019553865,-5.173105685777086,-5.378808745509003,-1.0603642224434027,0.03299976782764946,0.007971183877589105,0.838197266346509
term5,owners,5,9489,-6.379846264095948,-6.3558308957210885,-5.07672185770166,-5.298711304911742,-1.3031244063942888,0.03479542265138558,0.00594473960419295,0.6662451259352935
term5,owners,6,11917,-6.683210719016301,-6.667284074982941,-5.038643819660654,-5.3093711108905035,-1.6445668993556462,0.040508567305760135,0.003965222221097298,0.5425862213644373
term5,owners,7,12953,-6.8390922111561965,-6.87240601647813,-4.796909134963293,-5.1360881144229555,-2.042183076192903,0.04959415211661855,-0.008613741955346366,0.28479888828842737
term5,owners,8,13757,-4.9255763207227385,-4.965394691335437,-4.220395109570518,-4.311381843100661,-0.7051812111522205,0.01847230204257455,-0.011669526954279918,0.21770734898597077
term5,owners,9,13730,-4.564832222237989,-4.621279875396716,-3.6996055326030017,-3.8199840790240036,-0.8652266896349873,0.02637085889697488,-0.018750137858464355,0.12192279679533867
term5,owners,10,13352,-3.993421633410862,-4.025198698481557,-2.939362933906094,-3.102564747106114,-1.0540586995047685,0.04086766391872976,-0.013351132909206309,0.14656980227681246
term5,owners,11,11613,-3.147642495192423,-3.157461239952339,-1.90551524200324,-2.102570992986858,-1.242127253189183,0.06260423516475999,-0.006403873233950974,0.32696116421252047
term5,owners,12,8304,-2.1021642629671717,-2.099597931322705,-0.7793882748752303,-0.9920922146191274,-1.3227759880919414,0.10118331069127251,0.004131240384042556,0.5641859344894027
term5,owners,all,115386,-5.152772567879785,-5.162992337989919,-3.9575997695234744,-4.147144939477509,-1.1951727983563105,0.03678508365294042,-0.0032185428136899397,0.42632555076005757
term5,owners_with_mortgage,2,5014,-6.433338483052014,-6.397130087239341,-5.7078404025163225,-5.7883695080811055,-0.7254980805356921,0.012517467529017612,0.00798651178295362,0.9240127642600718
term5,owners_with_mortgage,3,6332,-6.312194782711809,-6.273506212794164,-5.438742566646903,-5.575588308638911,-0.8734522160649058,0.021679581619820754,0.008963603883392457,0.9630448515476943
term5,owners_with_mortgage,4,7354,-6.339984426252084,-6.302361540009409,-5.263854048935576,-5.4602400821875445,-1.0761303773165074,0.030975791113743156,0.009006653061739867,0.9129725319553984
term5,owners_with_mortgage,5,7664,-6.663280905331157,-6.628246622295436,-5.31204895771765,-5.492597825284104,-1.351231947613507,0.0270960912696927,0.00830566885538997,0.8158924843423799
term5,owners_with_mortgage,6,8186,-7.242544084325934,-7.203084991681375,-5.485129747804242,-5.662584670802081,-1.7574143365216925,0.024501738744246104,0.009065634534786593,0.7821891033471781
term5,owners_with_mortgage,7,7715,-7.632499332623574,-7.632911111691583,-5.385092510950839,-5.581533089339573,-2.247406821672735,0.02573738559649641,-9.557487798450559e-05,0.47180816591056385
term5,owners_with_mortgage,8,5423,-5.970566138614814,-5.965738526949574,-5.185633405673762,-5.238088029240381,-0.784932732941051,0.008785535969087821,0.0011649186531679234,0.5201917757698691
term5,owners_with_mortgage,9,5856,-5.188593815043285,-5.214751770743586,-4.276510893295804,-4.359182559238374,-0.9120829217474818,0.015933347047302204,-0.007593556465758988,0.2858606557377049
term5,owners_with_mortgage,10,6066,-4.4248345920805345,-4.434266937004914,-3.3213359090639964,-3.4617083371602546,-1.103498683016538,0.03172376846526492,-0.0035385994036539747,0.3226178700956149
term5,owners_with_mortgage,11,6821,-3.3791563546779804,-3.3757014564151806,-2.074205205054351,-2.2628408040995183,-1.3049511496236295,0.05582328227695865,0.0020859700481328236,0.5286614865855447
term5,owners_with_mortgage,12,6708,-2.1870856521855098,-2.179870999232669,-0.8081848736408739,-1.024300974154671,-1.3789007785446359,0.09881464875316448,0.01127188891834563,0.6681574239713775
term5,owners_with_mortgage,all,73139,-5.679780053173188,-5.663656153105605,-4.399951266029157,-4.556131836130142,-1.2798287871440308,0.027497644035305635,0.004599663992988612,0.6601266082391064
term5,owners_no_mortgage,2,407,-6.604587264580731,-6.6370966069814425,-5.86730112945051,-5.8231846694410505,-0.7372861351302207,-0.006679669484579098,-0.006883043080460616,0.0
term5,owners_no_mortgage,3,397,-6.264000672768124,-6.276246386771172,-5.390368291837368,-5.601060598061656,-0.8736323809307559,0.033635422029924644,-0.00283248129115099,0.17380352644836272
term5,owners_no_mortgage,4,767,-5.212208153847163,-5.22614017060039,-4.303009906549538,-4.5980446647606374,-0.9091982472976252,0.056604561733270886,-0.004032481826852008,0.121251629726206
term5,owners_no_mortgage,5,1825,-5.1895760775607975,-5.211834113000102,-4.0884769839906685,-4.48449415853707,-1.1010990935701293,0.0763101202540879,-0.0067636779264409475,0.03780821917808219
term5,owners_no_mortgage,6,3731,-5.456005431312023,-5.4917101526850605,-4.059031434835298,-4.534402951834975,-1.396973996476725,0.08712812385990665,-0.01088767328583673,0.016885553470919325
term5,owners_no_mortgage,7,5238,-5.670490465810488,-5.7522653502750405,-3.9305794775093186,-4.479996479928547,-1.7399109883011694,0.09689056100735383,-0.025410730406937976,0.009354715540282551
term5,owners_no_mortgage,8,8334,-4.24559314548531,-4.314463011405575,-3.5923068830564913,-3.7083667666144957,-0.6532862624288192,0.02733655335802032,-0.02345801811711956,0.02087832973362131
term5,owners_no_mortgage,9,7874,-4.100932312729758,-4.179906822418399,-3.270553234886842,-3.418974896888449,-0.8303790778429161,0.03619217550625975,-0.029384876651178504,0.0
term5,owners_no_mortgage,10,7286,-3.634246364773719,-3.6846266514210733,-2.621349199716163,-2.8035577450105316,-1.0128971650575556,0.05013654194181538,-0.023515185108851755,0.0
term5,owners_no_mortgage,11,4792,-2.8181024209956393,-2.846815055375326,-1.6653995829941362,-1.8744406963258702,-1.1527028380015032,0.07417796875454918,-0.021140530834295568,0.039858096828046745
term5,owners_no_mortgage,12,1596,-1.7452390255758097,-1.7622096233402273,-0.6583559537474479,-0.8567185561201138,-1.0868830718283617,0.11365927501375905,-0.03131253933702682,0.12719298245614036
term5,owners_no_mortgage,all,42247,-4.240404814740528,-4.296231366234618,-3.1917904551833054,-3.439097205099283,-1.0486143595572226,0.05832149540446885,-0.021441134612559032,0.0215636613250645
term5,renters,1,16000,-8.05149196246709,-8.102262205954137,-7.410716031777069,-7.494581676669126,-0.6407759306900208,0.010416162033447529,-0.00849813728452442,0.002375
term5,renters,2,10579,-8.475175725366848,-8.491760119708427,-7.665572176544303,-7.765243709008456,-0.8096035488225447,0.011760408951265733,-0.0026977965806824766,0.03478589658757917
term5,renters,3,9271,-8.75292063636815,-8.761667703239452,-7.728476650912229,-7.850158385908219,-1.0244439854559217,0.0139018437446361,-0.0014129471293173879,0.09847912846510624
term5,renters,4,7879,-9.250013105490979,-9.258395654485211,-7.946033573969133,-8.054299749852172,-1.303979531521846,0.011704434863856417,-0.0013171055483439664,0.0941743876126412
term5,renters,5,6511,-9.661846519817324,-9.671379729913852,-8.016421962380269,-8.150067136916583,-1.6454245574370556,0.013832260144289732,-0.0014845264567702188,0.0866226386115804
term5,renters,6,4083,-11.072146695345035,-11.09243964461818,-8.951689102198392,-9.036210198166502,-2.1204575931466434,0.0076336683656517135,-0.0028264669600386316,0.039921626255204505
term5,renters,7,3047,-12.64265847130494,-12.750688806319788,-9.956654376729588,-10.014074259811249,-2.686004094575352,0.004541757037255012,-0.01339895423650761,0.07088939940925501
term5,renters,8,2243,-11.25134802246195,-11.445920679604537,-10.372040103033576,-10.505998716557741,-0.8793079194283748,0.011906005685428322,-0.022964161700907426,0.0013374944271065537
term5,renters,9,2270,-10.69000035209524,-11.005741745136866,-9.605827592373421,-9.776419180750537,-1.0841727597218178,0.015958052643438858,-0.03962015109737127,0.0
term5,renters,10,2648,-9.019019486503039,-9.275767709542093,-7.689354214520037,-7.911913181683932,-1.3296652719830016,0.024676625601813384,-0.04022455459866814,0.0
term5,renters,11,4387,-6.549959357504618,-6.726108518311561,-4.919215532755511,-5.207173978039292,-1.6307438247491068,0.04396339420852313,-0.043024713699737815,0.0
term5,renters,12,7696,-4.002898599065192,-4.091141293008713,-2.0137009776087984,-2.375283030252739,-1.9891976214563936,0.09033005550737183,-0.052198516226180325,0.0
term5,renters,all,76614,-8.511191051497498,-8.57506862616355,-7.250826374069376,-7.395587059747495,-1.2603646774281216,0.01700827590430465,-0.010904011603660724,0.03924870128175007