{
  "experiment": 4,
  "name": "financing_phi",
  "hypothesis": "Financing: in the baseline screen, lower phi acts like lower A. In the contingency extension, mortgage deals need better matches; the cash-mortgage gap = delay-bargaining + outside-option + selection; the bargaining term rises with urgency (Prop. 7); tighter approval (lower phi_m, lower nu) lengthens TOM and lowers prices.",
  "rows": 81,
  "columns": [
    "phi_m",
    "c",
    "f",
    "theta",
    "U_c",
    "U_m",
    "pi_tilde",
    "V",
    "vstar_c",
    "vstar_m",
    "eta_c",
    "eta_m",
    "pbar_c",
    "pbar_m",
    "gap",
    "Delta_b",
    "outside_term",
    "sel_term",
    "share_cash_sales",
    "E_tau_listed_months",
    "S",
    "Q",
    "pending_stock",
    "converged",
    "E_total_duration_months",
    "buyer_participation_ok",
    "seller_participation_ok",
    "price_mean_cash",
    "price_mean_mortgage",
    "cash_share_of_sales"
  ],
  "env": {
    "python": "3.14.4",
    "numpy": "2.4.4",
    "scipy": "1.17.1",
    "pandas": "3.0.2",
    "config_hash": "0a165f317815d76c",
    "seed": 20261020,
    "timestamp": "2026-10-20T08:15:11"
  }
}