{
 "P0": {
  "status": "passed",
  "checks": [
   "TASK.md, README.md, gate_spec.json read; contract written"
  ],
  "notes": ""
 },
 "P1": {
  "status": "passed",
  "checks": [
   "SHA-256 recorded and matches bundle",
   "row/col counts, missing, duplicates, ranges audited in data_audit.md",
   "exclusion ledger sums verified"
  ],
  "notes": "rating_2025 excluded as leakage"
 },
 "P2": {
  "status": "passed",
  "checks": [
   "baseline default_rate computed on estimation sample = 0.1211 (baseline_default_rate)"
  ],
  "notes": ""
 },
 "P3": {
  "status": "passed",
  "checks": [
   "out/analysis.py runs and writes results.json, analytic.csv, exclusions.csv; no randomness"
  ],
  "notes": ""
 },
 "P4": {
  "status": "passed",
  "checks": [
   "clean re-run byte-identical",
   "consistency checks in checks.md all PASS",
   "gate run 1 receipt out/state/gate_receipts/20261030T044923.166859Z.json: 31/32 ok, only failure = P4/P5 not yet terminal (expected at that time)"
  ],
  "notes": ""
 },
 "P5": {
  "status": "passed",
  "checks": [
   "report.md with 6 required sections, all numbers cite results keys",
   "claims.json 4 claims, keys resolve (gate)",
   "final gate run passed: out/state/gate_receipts/20261030T044929.923924Z.json"
  ],
  "notes": "final gate receipt out/state/gate_receipts/20261030T044929.923924Z.json: passed"
 }
}