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1kiyotaki1997credit	Kiyotaki Moore Credit cycles Journal of Political Economy 19972iacoviello2005house	Iacoviello House prices borrowing constraints and monetary policy in the business cycle 20053iacoviello2010housing	Iacoviello Neri Housing market spillovers evidence from an estimated DSGE model 20104iacoviello2008household	Iacoviello Household debt and income inequality 1963-2003 Journal of Money Credit and Banking 20085kaplan2020housing	Kaplan Mitman Violante The housing boom and bust model meets evidence Journal of Political Economy 20206berger2018house	Berger Guerrieri Lorenzoni Vavra House prices and consumer spending Review of Economic Studies 20187garriga2017mortgages	Garriga Kydland Sustek Mortgages and monetary policy Review of Financial Studies 20178garriga2021monk	Garriga Kydland Sustek MoNK Mortgages in a New-Keynesian model Journal of Economic Dynamics and Control 20219guren2021mortgage	Guren Krishnamurthy McQuade Mortgage design in an equilibrium model of the housing market Journal of Finance 202110campbell2003household	Campbell Cocco Household risk management and optimal mortgage choice Quarterly Journal of Economics 200311campbell2015model	Campbell Cocco A model of mortgage default Journal of Finance 201512mian2011house	Mian Sufi House prices home equity-based borrowing and the US household leverage crisis American Economic Review 201113justiniano2019credit	Justiniano Primiceri Tambalotti Credit supply and the housing boom Journal of Political Economy 201914favilukis2017macroeconomic	Favilukis Ludvigson Van Nieuwerburgh The macroeconomic effects of housing wealth housing finance and limited risk sharing in general equilibrium 201715kiyotaki2011winners	Kiyotaki Michaelides Nikolov Winners and losers in housing markets Journal of Money Credit and Banking 201116landvoigt2015housing	Landvoigt Piazzesi Schneider The housing market(s) of San Diego American Economic Review 201517piazzesi2016housing	Piazzesi Schneider Housing and macroeconomics Handbook of Macroeconomics 201618davis2015housing	Davis Van Nieuwerburgh Housing finance and the macroeconomy Handbook of Regional and Urban Economics 201519doepke2006inflation	Doepke Schneider Inflation and the redistribution of nominal wealth Journal of Political Economy 200620adam2016price	Adam Zhu Price-level changes and the redistribution of nominal wealth across the euro area Journal of the European Economic Association 201621auclert2019monetary	Auclert Monetary policy and the redistribution channel American Economic Review 201922fisher1933debt	Fisher The debt-deflation theory of great depressions Econometrica 193323meh2010aggregate	Meh Rios-Rull Terajima Aggregate and welfare effects of redistribution of wealth under inflation and price-level targeting Journal of Monetary Economics 201024meh2011inflation	Meh Terajima Inflation nominal portfolios and wealth redistribution in Canada Canadian Journal of Economics 201125sheedy2014debt	Sheedy Debt and incomplete financial markets a case for nominal GDP targeting Brookings Papers on Economic Activity 201426cloyne2020monetary	Cloyne Ferreira Surico Monetary policy when households have debt new evidence on the transmission mechanism Review of Economic Studies 202027dimaggio2017interest	Di Maggio Kermani Keys Piskorski Ramcharan Seru Yao Interest rate pass-through mortgage rates household consumption and voluntary deleveraging American Economic Review 201728eichenbaum2022state	Eichenbaum Rebelo Wong State-dependent effects of monetary policy the refinancing channel American Economic Review 202229beraja2019regional	Beraja Fuster Hurst Vavra Regional heterogeneity and the refinancing channel of monetary policy Quarterly Journal of Economics 201930pallotti2024who	Pallotti Paz-Pardo Slacalek Tristani Violante Who bears the costs of inflation Euro area households and the 2021-2023 shock Journal of International Economics 202431saiz2010geographic	Saiz The geographic determinants of housing supply Quarterly Journal of Economics 201032glaeser2005why	Glaeser Gyourko Saks Why have housing prices gone up American Economic Review 200533glaeser2006urban	Glaeser Gyourko Saks Urban growth and housing supply Journal of Economic Geography 200634gyourko2013superstar	Gyourko Mayer Sinai Superstar cities American Economic Journal Economic Policy 201335knoll2017no	Knoll Schularick Steger No price like home global house prices 1870-2012 American Economic Review 201736glaeser2018economic	Glaeser Gyourko The economic implications of housing supply Journal of Economic Perspectives 201837baumsnow2024microgeography	Baum-Snow Han The microgeography of housing supply Journal of Political Economy 202438davis2007price	Davis Heathcote The price and quantity of residential land in the United States Journal of Monetary Economics 200739hilber2016impact	Hilber Vermeulen The impact of supply constraints on house prices in England Economic Journal 201640favilukis2023affordable	Favilukis Mabille Van Nieuwerburgh Affordable housing and city welfare Review of Economic Studies 202341grossmann2021distributional	Grossmann Larin Löfflad Steger Distributional effects of surging housing rents Journal of Monetary Economics 202142borri2021optimal	Borri Reichlin Optimal taxation with home ownership and wealth inequality Review of Economic Dynamics 202143kaas2021low	Kaas Kocharkov Preugschat Siassi Low homeownership in Germany a quantitative exploration Journal of the European Economic Association 202144henderson1983model	Henderson Ioannides A model of housing tenure choice American Economic Review 198345ortalomagne2006housing	Ortalo-Magné Rady Housing market dynamics on the contribution of income shocks and credit constraints Review of Economic Studies 200646stein1995prices	Stein Prices and trading volume in the housing market a model with down-payment effects Quarterly Journal of Economics 199547chambers2009accounting	Chambers Garriga Schlagenhauf Accounting for changes in the homeownership rate International Economic Review 200948chambers2009loan	Chambers Garriga Schlagenhauf The loan structure and housing tenure decisions in an equilibrium model of mortgage choice Review of Economic Dynamics 200949sommer2013equilibrium	Sommer Sullivan Verbrugge The equilibrium effect of fundamentals on house prices and rents Journal of Monetary Economics 201350sommer2018implications	Sommer Sullivan Implications of US tax policy for house prices rents and homeownership American Economic Review 201851iacoviello2013housing	Iacoviello Pavan Housing and debt over the life cycle and over the business cycle Journal of Monetary Economics 201352gervais2002housing	Gervais Housing taxation and capital accumulation Journal of Monetary Economics 200253diaz2008user	Díaz Luengo-Prado On the user cost and homeownership International Economic Review 200854diaz2010wealth	Díaz Luengo-Prado The wealth distribution with durable goods International Economic Review 201055fernandezvillaverde2011consumption	Fernández-Villaverde Krueger Consumption and saving over the life cycle how important are consumer durables Macroeconomic Dynamics 201156cocco2005portfolio	Cocco Portfolio choice in the presence of housing Review of Financial Studies 200557yao2005optimal	Yao Zhang Optimal consumption and portfolio choices with risky housing and borrowing constraints Review of Financial Studies 200558attanasio2012modelling	Attanasio Bottazzi Low Nesheim Wakefield Modelling the demand for housing over the life cycle Review of Economic Dynamics 201259halket2014saving	Halket Vasudev Saving up or settling down home ownership over the life cycle Review of Economic Dynamics 201460pazpardo2024homeownership	Paz-Pardo Homeownership and portfolio choice over the generations Journal of the European Economic Association 202461aiyagari1994uninsured	Aiyagari Uninsured idiosyncratic risk and aggregate saving Quarterly Journal of Economics 199462huggett1993risk	Huggett The risk-free rate in heterogeneous-agent incomplete-insurance economies Journal of Economic Dynamics and Control 199363huggett1996wealth	Huggett Wealth distribution in life-cycle economies Journal of Monetary Economics 199664krusell1998income	Krusell Smith Income and wealth heterogeneity in the macroeconomy Journal of Political Economy 199865denardi2004wealth	De Nardi Wealth inequality and intergenerational links Review of Economic Studies 200466castaneda2003accounting	Castañeda Díaz-Giménez Ríos-Rull Accounting for the U.S. earnings and wealth inequality Journal of Political Economy 200367benhabib2011distribution	Benhabib Bisin Zhu The distribution of wealth and fiscal policy in economies with finitely lived agents Econometrica 201168benhabib2019wealth	Benhabib Bisin Luo Wealth distribution and social mobility in the US a quantitative approach American Economic Review 201969piketty2014capital	Piketty Zucman Capital is back wealth-income ratios in rich countries 1700-2010 Quarterly Journal of Economics 201470boar2021dynastic	Boar Dynastic precautionary savings Review of Economic Studies 202171daysal2023intergenerational	Daysal Lovenheim Wasser The intergenerational transmission of housing wealth Journal of Urban Economics72fagereng2021why	Fagereng Mogstad Rønning Why do wealthy parents have wealthy children Journal of Political Economy 202173charles2002transition	Charles Hurst The transition to home ownership and the black-white wealth gap Review of Economics and Statistics 200274engelhardt1998intergenerational	Engelhardt Mayer Intergenerational transfers borrowing constraints and saving behavior evidence from the housing market Journal of Urban Economics 199875guiso2002private	Guiso Jappelli Private transfers borrowing constraints and the timing of homeownership Journal of Money Credit and Banking 200276blickle2019borrowing	Blickle Brown Borrowing constraints home ownership and housing choice evidence from intra-family wealth transfers Journal of Money Credit and Banking 201977kaplan2014model	Kaplan Violante A model of the consumption response to fiscal stimulus payments Econometrica 201478denardi2017saving	De Nardi Fella Saving and wealth inequality Review of Economic Dynamics 201779hubmer2021sources	Hubmer Krusell Smith Sources of US wealth inequality past present and future NBER Macroeconomics Annual 202180kuhn2020income	Kuhn Schularick Steins Income and wealth inequality in America 1949-2016 Journal of Political Economy 202081bartscher2020modigliani	Bartscher Kuhn Schularick Steins Modigliani meets Minsky inequality debt and financial fragility in America 1950-201682gabaix2016dynamics	Gabaix Lasry Lions Moll The dynamics of inequality Econometrica 201683krueger2016macroeconomics	Krueger Mitman Perri Macroeconomics and household heterogeneity Handbook of Macroeconomics 201684flavin2002owner	Flavin Yamashita Owner-occupied housing and the composition of the household portfolio American Economic Review 200285jorda2016great	Jordà Schularick Taylor The great mortgaging housing finance crises and business cycles Economic Policy 201686gete2018mortgage	Gete Reher Mortgage supply and housing rents Review of Financial Studies 201887garriga2020mortgage	Garriga Hedlund Mortgage debt consumption and illiquid housing markets in the Great Recession American Economic Review 202088hedlund2016cyclical	Hedlund The cyclical dynamics of illiquid housing debt and foreclosures Quantitative Economics 201689corbae2015leverage	Corbae Quintin Leverage and the foreclosure crisis Journal of Political Economy 201590boar2022liquidity	Boar Gorea Midrigan Liquidity constraints in the U.S. housing market Review of Economic Studies 202291piketty2011long	Piketty On the long-run evolution of inheritance France 1820-2050 Quarterly Journal of Economics 201192nekoei2023how	Nekoei Seim How do inheritances shape wealth inequality theory and evidence from Sweden Review of Economic Studies 202393elinder2018inheritance	Elinder Erixson Waldenström Inheritance and wealth inequality evidence from population registers Journal of Public Economics 201894diamond1965national	Diamond National debt in a neoclassical growth model American Economic Review 196595gyourko2015regulation	Gyourko Molloy Regulation and housing supply Handbook of Regional and Urban Economics 201596engelhardt1996consumption	Engelhardt Consumption down payments and liquidity constraints Journal of Money Credit and Banking 199697haurin1997borrowing	Haurin Hendershott Wachter Borrowing constraints and the tenure choice of young households Journal of Housing Research 199798linneman1989impacts	Linneman Wachter The impacts of borrowing constraints on homeownership AREUEA Journal 198999allen2019search	Allen Clark Houde Search frictions and market power in negotiated price markets Journal of Political Economy 2019100kartashova2017house	Kartashova Tomlin House prices consumption and the role of non-mortgage debt Journal of Banking and Finance 2017101greenwald2024do	Greenwald Guren Do credit conditions move house prices102glaeser2013can	Glaeser Gottlieb Gyourko Can cheap credit explain the housing boom103guerrieri2017credit	Guerrieri Lorenzoni Credit crises precautionary savings and the liquidity trap Quarterly Journal of Economics 2017104piazzesi2007housing	Piazzesi Schneider Tuzel Housing consumption and asset pricing Journal of Financial Economics 2007105samuelson1958exact	Samuelson An exact consumption-loan model of interest with or without the social contrivance of money Journal of Political Economy 1958106