1{2 "experiment": 4,3 "name": "financing_pi",4 "hypothesis": "Financing: in the baseline screen, lower phi acts like lower A. In the contingency extension, mortgage deals need better matches; the cash-mortgage gap = delay-bargaining + outside-option + selection; the bargaining term rises with urgency (Prop. 7); tighter approval (lower phi_m, lower nu) lengthens TOM and lowers prices.",5 "rows": 45,6 "columns": [7 "pi",8 "c",9 "f",10 "theta",11 "U_c",12 "U_m",13 "pi_tilde",14 "V",15 "vstar_c",16 "vstar_m",17 "eta_c",18 "eta_m",19 "pbar_c",20 "pbar_m",21 "gap",22 "Delta_b",23 "outside_term",24 "sel_term",25 "share_cash_sales",26 "E_tau_listed_months",27 "S",28 "Q",29 "pending_stock",30 "converged",31 "E_total_duration_months",32 "buyer_participation_ok",33 "seller_participation_ok",34 "price_mean_cash",35 "price_mean_mortgage",36 "cash_share_of_sales"37 ],38 "env": {39 "python": "3.14.4",40 "numpy": "2.4.4",41 "scipy": "1.17.1",42 "pandas": "3.0.2",43 "config_hash": "0a165f317815d76c",44 "seed": 20261020,45 "timestamp": "2026-10-20T08:15:20"46 }47}