1region_group,property_class,year,n_sales,n_mun,price_median,rent_median,gross_yield_p25,gross_yield_median,gross_yield_p75,mortgage_rate_5y,user_cost_g0,implied_ratio_p25_g0,implied_ratio_median_g0,implied_ratio_p75_g0,user_cost_g2,implied_ratio_p25_g2,implied_ratio_median_g2,implied_ratio_p75_g2,user_cost_g4,implied_ratio_p25_g4,implied_ratio_median_g4,implied_ratio_p75_g42ALL,condo,2021,16941,8,320000.0,1065.0,0.029045454545454544,0.038149253731343286,0.05112,0.0479,0.1029,0.2822687516565067,0.3707410469518298,0.49679300291545186,0.0829,0.35036736484263625,0.46018400158435807,0.6166465621230398,0.06290000000000001,0.46177193236016756,0.6065064186223097,0.81271860095389493ALL,condo,2022,18994,59,341459.0,982.0,0.027078947368421053,0.03465882352941176,0.044564315352697094,0.05651538461538461,0.11151538461538461,0.24282700958092965,0.31079858307398284,0.39962481864183086,0.09151538461538461,0.29589502882194985,0.3787212792152248,0.48695982145504096,0.07151538461538462,0.3786450637726941,0.4846345120816961,0.62314305645376174ALL,condo,2023,16326,70,345000.0,1075.0,0.027299330474685926,0.034842981276158855,0.04372881355932203,0.06684230769230769,0.12184230769230768,0.22405460789224224,0.2859678377411315,0.35889679363059845,0.10184230769230768,0.26805490854708797,0.3421267846898034,0.4293776776095672,0.08184230769230769,0.333560126106412,0.42573312335172253,0.53430572514797365ALL,condo,2024,19435,86,364000.0,1125.0,0.027878787878787878,0.03506493506493506,0.04315341545352744,0.06726538461538462,0.12226538461538462,0.22801864948519449,0.28679364298603655,0.35294875642257173,0.10226538461538462,0.27261216474801037,0.3428817600091435,0.42197480228354334,0.08226538461538463,0.3388884402489526,0.426241671741695,0.52456346804044746ALL,condo,2025,21091,69,384900.0,1215.0,0.028588235294117647,0.03645,0.044920754716981134,0.062333962264150944,0.11733396226415095,0.24364842661460356,0.31065174393361955,0.3828452892083554,0.09733396226415095,0.2937128483122173,0.37448388159807705,0.4615116211448621,0.07733396226415096,0.3696724499446739,0.4713323736794593,0.58086710420377197ALL,condo,2026,10766,15,387500.0,1300.0,0.02943396226415094,0.037590361445783135,0.046153846153846156,0.06097142857142857,0.11597142857142857,0.25380356719519165,0.3241346761769918,0.3979760077321053,0.09597142857142857,0.3066950518741539,0.3916828373332569,0.4809123594476378,0.07597142857142858,0.38743462927615,0.494796032569541,0.60751583880579748Montréal CMA,condo,2021,12038,3,366000.0,1065.0,0.026905263157894738,0.03408,0.0426,0.0479,0.1029,0.2614700015344484,0.33119533527696793,0.4139941690962099,0.0829,0.32455082217002096,0.4110977080820265,0.5138721351025332,0.06290000000000001,0.42774663208099734,0.54181240063593,0.67726550079491249Montréal CMA,condo,2022,13587,33,380000.0,982.0,0.025128344812958395,0.03163489932885906,0.03934426229508197,0.05651538461538461,0.11151538461538461,0.2253352297499201,0.2836819281749105,0.3528146580920643,0.09151538461538461,0.2745805518773297,0.3456784830420844,0.42991965187531783,0.07151538461538462,0.35136977795897506,0.4423509640477227,0.55015102703674910Montréal CMA,condo,2023,11834,41,383000.0,1075.0,0.0258,0.0324179104477612,0.03965755752585183,0.06684230769230769,0.12184230769230768,0.21174910824205312,0.26606448172031666,0.32548265275802507,0.10184230769230768,0.25333282978964466,0.31831476703870665,0.38940159963448306,0.08184230769230769,0.3152403778373044,0.39610210613364877,0.4845605976183785511Montréal CMA,condo,2024,13979,45,398901.0,1125.0,0.026470588235294117,0.033169533169533166,0.040170731707317074,0.06726538461538462,0.12226538461538462,0.21650108343063545,0.2712912839057102,0.3285535953915643,0.10226538461538462,0.2588421129480789,0.32434761081946006,0.39280868945437736,0.08226538461538463,0.3217706737657894,0.4032015813772791,0.488306617602619912Montréal CMA,condo,2025,15383,38,416000.0,1215.0,0.02749514563106796,0.03511705685618729,0.04288235294117647,0.062333962264150944,0.11733396226415095,0.23433237146776686,0.2992914939421304,0.3654726399219053,0.09733396226415095,0.2824825476276197,0.3607893487463753,0.4405692724683259,0.07733396226415096,0.3555377847723917,0.4540961801005016,0.554508674917010813Montréal CMA,condo,2026,7380,5,430000.0,1300.0,0.02761061946902655,0.035848275862068964,0.043697478991596636,0.06097142857142857,0.11597142857142857,0.2380812223246931,0.3091129970860837,0.3767952118023854,0.09597142857142857,0.28769624335097627,0.37353071008407673,0.45531758401485034,0.07597142857142858,0.3634342540112558,0.47186523323520635,0.575183063071035114Outaouais,condo,2021,1126,1,236300.0,1126.5,0.04856042455084406,0.05720703253721507,0.06606335270914715,0.0479,0.1029,0.47191860593628826,0.5559478380681736,0.642015089496085,0.0829,0.5857711043527631,0.6900727688445725,0.7969041340066001,0.06290000000000001,0.7720258275173936,0.9094917732466623,1.050291775980081615Outaouais,condo,2022,815,1,295000.0,1085.0,0.03886567164179104,0.044135593220338984,0.052100840336134456,0.05651538461538461,0.11151538461538461,0.34852295740034733,0.3957803075563267,0.4672076459748554,0.09151538461538461,0.42469003222937174,0.4822751213452188,0.5693123681346121,0.07151538461538462,0.5434588914093617,0.6171482326174107,0.728526325018552116Outaouais,condo,2023,722,1,290000.0,1350.0,0.04835820895522388,0.05586206896551724,0.0648,0.06684230769230769,0.12184230769230768,0.39689176831207457,0.45847842201567235,0.5318349695381799,0.10184230769230768,0.4748341828754187,0.5485153491836733,0.636277805053061,0.08184230769230769,0.5908705450612439,0.6825573537776439,0.791766530382066817Outaouais,condo,2024,825,1,300000.0,1214.0,0.04222608695652174,0.04856,0.0564870104691741,0.06726538461538462,0.12226538461538462,0.3453642017268757,0.397168831985907,0.46200329428372283,0.10226538461538462,0.41290693928675964,0.47484298017977355,0.5523570921052039,0.08226538461538463,0.5132910659075062,0.5902847257936321,0.686643729112406618Outaouais,condo,2025,825,1,312000.0,1300.0,0.044571428571428574,0.05,0.057247706422018346,0.062333962264150944,0.11733396226415095,0.3798680936989587,0.42613407946998566,0.4879039735582955,0.09733396226415095,0.4579226770864199,0.5136953108341249,0.5881575668999888,0.07733396226415096,0.5763499925063347,0.646546465952619,0.740266045420980319Outaouais,condo,2026,467,1,300000.0,1274.5,0.046205859802847755,0.05098,0.058485873475476,0.06097142857142857,0.11597142857142857,0.3984245117269454,0.43959103227395907,0.5043127794140576,0.09597142857142857,0.4814543295920427,0.5311997618338791,0.6094092204946889,0.07597142857142858,0.6082004863105195,0.6710417450169236,0.769840380459443420Québec CMA,condo,2021,3115,1,205000.0,927.0,0.04229657794676806,0.05426341463414634,0.0660374056400967,0.0479,0.1029,0.4110454610958995,0.5273412500888857,0.6417629313906386,0.0829,0.5102120379586015,0.6545647121127424,0.7965911416175718,0.06290000000000001,0.6724416207753268,0.8626933964093216,1.04987926295861221Québec CMA,condo,2022,2807,1,225000.0,895.0,0.03805140274901149,0.047733333333333336,0.06084985835694051,0.05651538461538461,0.11151538461538461,0.34122110487490465,0.42804258352302776,0.5456633501001771,0.09151538461538461,0.41579241467357264,0.5215880754251773,0.6649139771709058,0.07151538461538462,0.5320729651900067,0.6674554515793625,0.850863890115334622Québec CMA,condo,2023,2191,2,235000.0,870.0,0.03587622701689798,0.044425531914893616,0.054947368421052634,0.06684230769230769,0.12184230769230768,0.294448026275876,0.36461499093634087,0.45097117300021106,0.10184230769230768,0.3522723299366848,0.43621882615930896,0.5395338113023033,0.08184230769230769,0.4383579596970476,0.5428186614912516,0.67138097605496923Québec CMA,condo,2024,2514,3,260000.0,928.5,0.03417994721072906,0.04301930501930502,0.05305714285714286,0.06726538461538462,0.12226538461538462,0.279555389436269,0.35185187659313927,0.43395064779820514,0.10226538461538462,0.3342279241336476,0.42066340610851494,0.5188182008671685,0.08226538461538463,0.41548395319040415,0.5229332509710273,0.644951009530933624Québec CMA,condo,2025,2760,3,300000.0,992.0,0.03261369863013699,0.04014040404040404,0.049394190871369294,0.062333962264150944,0.11733396226415095,0.2779561688772991,0.34210388250621737,0.42097096116271443,0.09733396226415095,0.33507008110517383,0.4123987466108543,0.5074712846613628,0.07733396226415096,0.4217254318191768,0.5190527274846692,0.638712790929458725Québec CMA,condo,2026,1833,1,324900.0,1070.0,0.03292307692307692,0.039519852262234534,0.04808988764044944,0.06097142857142857,0.11597142857142857,0.2838895521822351,0.3407723156388787,0.4146701324010176,0.09597142857142857,0.3430508164059816,0.411787683589821,0.5010854621660407,0.07597142857142858,0.43336129834813547,0.5201936175924063,0.632999649272557526other,condo,2021,662,3,185000.0,735.0,0.039568834041562376,0.04899408284023669,0.05814285714285714,0.0479,0.1029,0.3845367739704798,0.4761329722083254,0.5650423434679994,0.0829,0.47730801015153645,0.5910022055517091,0.7013613648113045,0.06290000000000001,0.6290752629819136,0.7789202359338104,0.924369747899159527other,condo,2022,1785,27,240000.0,780.0,0.03208695652173913,0.03870967741935484,0.047683284457478006,0.05651538461538461,0.11151538461538461,0.28773569344182154,0.3471240990905794,0.42759377660703185,0.09151538461538461,0.3506181682630989,0.42298546394184494,0.5210411851283635,0.07151538461538462,0.44867208215834,0.541277623374866,0.66675561788449428other,condo,2023,1579,29,255000.0,796.5,0.031215998594559775,0.03765690376569038,0.04635750602087235,0.06684230769230769,0.12184230769230768,0.2561999947784192,0.30906262757913755,0.3804713395443926,0.10184230769230768,0.30651307204144956,0.3697569764371577,0.4551890768317087,0.08184230769230769,0.3814164027720072,0.46011537097981575,0.566424717581973429other,condo,2024,2117,40,275000.0,845.0,0.030476190476190476,0.03681951219512195,0.04408695652173913,0.06726538461538462,0.12226538461538462,0.24926262303971572,0.3011442061949639,0.36058412330215395,0.10226538461538462,0.2980108136375766,0.36003885707366606,0.4311034147825105,0.08226538461538463,0.37046189741500407,0.4475699270995234,0.535911388828471230other,condo,2025,2123,30,300000.0,881.0,0.030472727272727273,0.036455172413793105,0.0449758143763122,0.062333962264150944,0.11733396226415095,0.25970935170607123,0.3106958267694268,0.3833145451532549,0.09733396226415095,0.313073942166543,0.37453702249230125,0.4620772989211519,0.07733396226415096,0.39404068252239616,0.4713992577966268,0.581579076766912931other,condo,2026,1086,9,305000.0,1025.0,0.034175,0.040854970610784566,0.0496875,0.06097142857142857,0.11597142857142857,0.2946846513919685,0.35228479216000486,0.4284460458240946,0.09597142857142857,0.3560955641559988,0.4256993067512533,0.5177322119678476,0.07597142857142858,0.4498401654757427,0.537767571033268,0.654028770214366232ALL,plex,2021,9345,8,510000.0,1065.0,0.045105882352941176,0.062167400881057266,0.08721290322580645,0.0479,0.1029,0.4383467672783399,0.6041535556954059,0.84755007993981,0.0829,0.5440999077556233,0.749908333909014,1.0520253706369898,0.06290000000000001,0.7171046479004956,0.9883529551837401,1.386532642699625433ALL,plex,2022,11639,60,480000.0,905.0,0.04193594306049822,0.057,0.0797918918918919,0.05651538461538461,0.11151538461538461,0.376055225071723,0.5111402359108781,0.7155236218490685,0.09151538461538461,0.4582392702248272,0.6228460956543667,0.8718959356094769,0.07151538461538462,0.586390512839063,0.7970313004194901,1.115730444868876534ALL,plex,2023,8691,71,499000.0,955.0,0.043181304291623576,0.05712722298221614,0.08071536071724197,0.06684230769230769,0.12184230769230768,0.35440320451473,0.4688619582491934,0.6624575834616913,0.10184230769230768,0.42400162830250887,0.5609380254305751,0.7925523541856911,0.08184230769230769,0.5276159178449238,0.6980157890585177,0.986230263944871235ALL,plex,2024,10707,87,550000.0,1017.5,0.04272302364461428,0.05510204081632653,0.07304347826086957,0.06726538461538462,0.12226538461538462,0.3494286120230178,0.4506757246923432,0.5974174823941013,0.10226538461538462,0.41776622466432406,0.5388141943000827,0.7142541783378874,0.08226538461538463,0.5193317194632621,0.669808341308378,0.887900525869656636ALL,plex,2025,12181,69,628000.0,1180.0,0.04153846153846154,0.05304,0.0702,0.062333962264150944,0.11733396226415095,0.3540190814058342,0.4520430315017608,0.5982922475758599,0.09733396226415095,0.42676225823142677,0.5449279857328396,0.7212282164111112,0.07733396226415096,0.537130910176022,0.6858564910825382,0.90775123819747737ALL,plex,2026,6865,15,682000.0,1300.0,0.04187919463087248,0.053940397350993374,0.07066666666666667,0.06097142857142857,0.11597142857142857,0.36111648486832637,0.4651179865200217,0.6093454873942679,0.09597142857142857,0.43637148320349417,0.5620464147915356,0.7363302570209388,0.07597142857142858,0.5512492711848577,0.7100089910811462,0.930174250971543238Montréal CMA,plex,2021,5530,3,669500.0,1065.0,0.03880077579089622,0.05016224450557577,0.06553846153846153,0.0479,0.1029,0.3770726510291177,0.48748536934475967,0.6369141063018613,0.0829,0.46804313378644413,0.6050934198501299,0.7905725155423586,0.06290000000000001,0.6168644799824516,0.7974919635226672,1.041946924299865139Montréal CMA,plex,2022,5839,34,680000.0,982.0,0.034915555555555554,0.04521438848920863,0.0594,0.05651538461538461,0.11151538461538461,0.31310079480045677,0.40545426664807355,0.532661930054494,0.09151538461538461,0.3815266220242265,0.4940632515421638,0.649071194418761,0.07151538461538462,0.48822439735637535,0.6322330325478243,0.830590513068731840Montréal CMA,plex,2023,4654,42,665000.0,1075.0,0.037664233576642336,0.04748466257668712,0.061104647164608034,0.06684230769230769,0.12184230769230768,0.30912278575482205,0.3897222851080732,0.5015059901763974,0.10184230769230768,0.3698289485980214,0.4662567419441313,0.5999927588956566,0.08184230769230769,0.4602049311493495,0.5801970144244867,0.746614420921946141Montréal CMA,plex,2024,5704,46,715000.0,1125.0,0.03777777777777778,0.04764705882352941,0.06079741635909037,0.06726538461538462,0.12226538461538462,0.30898179314298096,0.3897019501751438,0.49725780154655685,0.10226538461538462,0.36940923773824597,0.46591580330654203,0.594506309126462,0.08226538461538463,0.4592183936706822,0.5791872127784209,0.739040079169829942Montréal CMA,plex,2025,6808,39,778750.0,1215.0,0.03767070757050965,0.04806593406593407,0.06117482517482518,0.062333962264150944,0.11733396226415095,0.321055445870843,0.4096506513410368,0.5213735562522286,0.09733396226415095,0.3870253166954875,0.49382489881065106,0.6285044166681013,0.07733396226415096,0.4871172569929517,0.6215371960608255,0.791047340441050543Montréal CMA,plex,2026,3912,5,837250.0,1300.0,0.03851851851851852,0.048966783366066094,0.0624,0.06097142857142857,0.11597142857142857,0.3321380015146953,0.42223144070271323,0.5380635624538064,0.09597142857142857,0.40135401850197927,0.5102225120012841,0.6501935099732064,0.07597142857142858,0.5070132185589125,0.6445420901889105,0.821361414065438144Outaouais,plex,2021,942,1,392250.0,1126.5,0.06361411764705882,0.07951764705882353,0.09859077222506923,0.0479,0.1029,0.6182129994855085,0.7727662493568855,0.95812217905801,0.0829,0.7673596821116866,0.9591996026396082,1.1892734888428134,0.06290000000000001,1.0113532217338443,1.2641915271673054,1.567420862083771345Outaouais,plex,2022,800,1,480000.0,1085.0,0.051394736842105264,0.062,0.078552573932092,0.05651538461538461,0.11151538461538461,0.46087575287809096,0.5559770987100779,0.7044101959834421,0.09151538461538461,0.5615966873559456,0.6774817180801883,0.8583537539860437,0.07151538461538462,0.7186528761400112,0.866946326772077,1.09840105530514846Outaouais,plex,2023,413,1,490000.0,1350.0,0.0629126213592233,0.07552447552447553,0.09328214971209213,0.06684230769230769,0.12184230769230768,0.5163446306195922,0.6198542768510256,0.7655973649781861,0.10184230769230768,0.6177454417990884,0.741582523371866,0.9159469362568057,0.08184230769230769,0.7687053693029776,0.9228048139651129,1.139779074446353447Outaouais,plex,2024,496,1,517250.0,1214.0,0.053955555555555555,0.06474666666666666,0.08023691236950332,0.06726538461538462,0.12226538461538462,0.44129870220656336,0.529558442647876,0.6562520751225538,0.10226538461538462,0.5276033113108595,0.6331239735730314,0.7845950286235234,0.08226538461538463,0.6558719175484802,0.7870463010581761,0.975342335596374848Outaouais,plex,2025,600,1,561750.0,1300.0,0.05342465753424658,0.0624,0.07609756097560975,0.062333962264150944,0.11733396226415095,0.455321345187108,0.5318153311785421,0.6485552819250513,0.09733396226415095,0.5488799211652293,0.6410917479209878,0.7818192047816924,0.07733396226415096,0.6908304704699217,0.8068899895088685,0.984012182327888549Outaouais,plex,2026,420,1,565000.0,1274.5,0.051107876254180604,0.06033138702538211,0.07180281690140845,0.06097142857142857,0.11597142857142857,0.4406936853649473,0.5202262985682125,0.6191422989774072,0.09597142857142857,0.5325322027080444,0.6286390431343776,0.7481686786392664,0.07597142857142858,0.6727249600963975,0.7941325858925814,0.945129218333695250Québec CMA,plex,2021,1164,1,350000.0,927.0,0.06231932773109244,0.07763187629368076,0.09673043478260869,0.0479,0.1029,0.6056300071048828,0.7544400028540403,0.9400430979845353,0.0829,0.7517409858997881,0.9364520662687666,1.1668327476792364,0.06290000000000001,0.9907683264084647,1.23421106985184,1.537844750120964751Québec CMA,plex,2022,1030,1,385000.0,895.0,0.05437974683544304,0.06720555940954931,0.08758437033349925,0.05651538461538461,0.11151538461538461,0.4876434495831962,0.6026572893178872,0.7854016791994829,0.09151538461538461,0.5942142631426071,0.734363513763252,0.9570453175888798,0.07151538461538462,0.7603922866094003,0.9397356914317962,1.224692711988265352Québec CMA,plex,2023,801,2,400000.0,870.0,0.051555555555555556,0.06559162303664921,0.08352,0.06684230769230769,0.12184230769230768,0.42313344627180294,0.5383320808588906,0.6854761829603208,0.10184230769230768,0.5062292550490746,0.6440508323399221,0.8200913931795009,0.08184230769230769,0.629937705928119,0.8014390708928425,1.020499083603552853Québec CMA,plex,2024,995,3,428000.0,928.5,0.05182325581395349,0.06459130434782609,0.08103272727272727,0.06726538461538462,0.12226538461538462,0.42385877226801427,0.528287745145641,0.6627609893645314,0.10226538461538462,0.506752661312118,0.6316047662730747,0.79237688859713,0.08226538461538463,0.6299521488441677,0.7851577507333106,0.985016087283607854Québec CMA,plex,2025,1154,3,516000.0,992.0,0.045835467526485485,0.05842453987730061,0.0744,0.062333962264150944,0.11733396226415095,0.3906410952295063,0.4979337503814193,0.6340875102513386,0.09733396226415095,0.47090929476490795,0.6002482434522132,0.7643786225211777,0.07733396226415096,0.5926951908907045,0.7554835956515314,0.96206114133749755Québec CMA,plex,2026,837,1,560000.0,1070.0,0.04466086956521739,0.05706666666666667,0.07372248803827751,0.06097142857142857,0.11597142857142857,0.3851023490472059,0.49207522378254087,0.6356952651736173,0.09597142857142857,0.46535589008115774,0.5946214151037015,0.7681712061148297,0.07597142857142858,0.5878640221070359,0.7511595838034348,0.97039754845419856other,plex,2021,1709,3,240000.0,735.0,0.07056,0.09302857142857143,0.12306976744186046,0.0479,0.1029,0.6857142857142856,0.9040677495487991,1.1960132890365447,0.0829,0.851145958986731,1.1221781836980873,1.4845569052094145,0.06290000000000001,1.121780604133545,1.4789915966386553,1.956594076977113557other,plex,2022,3970,28,285000.0,700.0,0.05668181818181818,0.07390909090909091,0.09887129588677576,0.05651538461538461,0.11151538461538461,0.5082869810054744,0.6627703537408994,0.8866157456908912,0.09151538461538461,0.619369283318178,0.8076138369489635,1.0803789581643146,0.07151538461538462,0.7925821623788709,1.0334712077209656,1.38251785148766858other,plex,2023,2823,30,300000.0,730.0,0.05568106232964656,0.07522388059701493,0.10333153153153153,0.06684230769230769,0.12184230769230768,0.45699284086328823,0.617387195152116,0.8480759556235424,0.10184230769230768,0.5467380265760833,0.7386309511395402,1.0146228406736735,0.08184230769230769,0.6803457026038868,0.9191319589841573,1.26256864505842459other,plex,2024,3512,44,349950.0,785.0,0.05123827702433085,0.06546624577996076,0.08654550103881661,0.06726538461538462,0.12226538461538462,0.4190742718023851,0.5354438297143602,0.7078495791025927,0.10226538461538462,0.5010324580212125,0.6401603634130579,0.8462834356347482,0.08226538461538463,0.6228412747826462,0.795793347177979,1.052028157935963460other,plex,2025,3619,32,400000.0,849.0,0.048049011857707505,0.06259591836734694,0.08388292682926829,0.062333962264150944,0.11733396226415095,0.40950642874853227,0.5334850810409552,0.7149074761527681,0.09733396226415095,0.4936510416303522,0.6431045948532359,0.8618053234247425,0.07733396226415096,0.6213183761823255,0.809423396069336,1.084684197904510861other,plex,2026,1696,9,450000.0,955.0,0.05118072289156626,0.06535384615384615,0.08613492723492723,0.06097142857142857,0.11597142857142857,0.4413218283332888,0.5635340269486611,0.7427254134571207,0.09597142857142857,0.5332912477537419,0.6809719009778551,0.8975059402269883,0.07597142857142858,0.6736838289600673,0.860242427749009,1.13378053900806862