spb/traite-evaluation-qc

1id,chapitre,description,script,test,resultat_attendu,resultat_obtenu,statut,date2CALC-47-001,47,RBP contractuel = 12 × somme des loyers,analysis/python/cases/ch47_dossier.py,analysis/python/tests/test_ch47.py::test_identites_revenus_depenses,165540,165540.00,verifie,2026-10-313CALC-47-002,47,RBE = RBP(1−0,039) + 9 360,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_identites_revenus_depenses,168443.94,168443.94,verifie,2026-10-314CALC-47-003,47,Dépenses normalisées hors réserve (taxes recalculées ; gestion 4 % RBE ; +3 %),analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,70385.19,70385.19,verifie,2026-10-315CALC-47-004,47,RNE normalisé = RBE − DE − réserve 8 103,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,89955.75,89955.75,verifie,2026-10-316CALC-47-005,47,Taux global : médiane de 40 ventes (moyenne 4,404 ; pondérée 4,332 ; Q1 4,1525 ; Q3 4,6375),analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,0.04415,0.04415,verifie,2026-10-317CALC-47-006,47,Valeur par capitalisation directe RNE/0,04415,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_capitalisation_et_dcf,2037502.89,2037502.89,verifie,2026-10-318CALC-47-007,47,Projection DCF 10 ans (rotation 15 % ; g_c 3,1 ; g_m 3,5 ; g_d 3,0 ; CAPEX 85k/40k/120k) : RNE_11,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,159658.38,159658.38,verifie,2026-10-319CALC-47-008,47,Valeur terminale brute RNE_11/0,05 et nette ×0,975,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_capitalisation_et_dcf,3193167.52 / 3113338.33,3193167.52 / 3113338.33,verifie,2026-10-3110CALC-47-009,47,Valeur DCF (r 7,25 %) = VA flux 662 409,91 + VA terminale 1 546 156,00 ; part terminale 70,0 %,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_capitalisation_et_dcf,2208565.91,2208565.91,verifie,2026-10-3111CALC-47-010,47,OLS ln(prix/logement) : élasticité loyer 1,1707 ; taille 0,0079/log. ; R² 0,635,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,1.1707 / 0.0079,1.1707 / 0.0079,verifie,2026-10-3112CALC-47-011,47,Comparaison par unité : prix/logement pondéré 155 908,56 × 12,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,1870902.67,1870902.67,verifie,2026-10-3113CALC-47-012,47,MRB médian des 10 comparables 11,94 × RBP contractuel,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,1976547.60,1976547.60,verifie,2026-10-3114CALC-47-013,47,Prêt max RCD 1,20 à 4,12 % / 480 mois (constante 5,0789 %) ; prêt RPV 75 % de V_dcf 1 656 424,43,analysis/python/traite/cas3.py,test_ch47.py::test_valeurs_citees,1475959.45,1475959.45,verifie,2026-10-3115CALC-47-014,47,Service de la dette 74 963,13 ; paiement mensuel 6 246,93 ; solde après 60 mois 1 394 739,19 ; après 120 mois 1 295 148,22,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,74963.13,74963.13,verifie,2026-10-3116CALC-47-015,47,TRI fonds propres (achat à V_dcf) 11,22 % ; VAN nulle au TRI ; point mort 92,7 %,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_financement_identites,0.1122 / 0.927,0.1122 / 0.927,verifie,2026-10-3117CALC-47-016,47,Scénarios de renouvellement an 6 : SD +200 pb 95 920,20 ; RCD an 6 à +300 pb 1,222,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,95920.20 / 1.222,95920.20 / 1.222,verifie,2026-10-3118CALC-47-017,47,APH Select 40 ans (RPV 85 %, RCD 1,10) à la valeur finale : prêt,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,1610137.58,1610137.58,verifie,2026-10-3119CALC-47-018,47,Monte-Carlo 10 000 tirages graine 20261031 : médiane / q05 / q95 / moyenne / écart-type,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_monte_carlo_citations_et_reproductibilite,2191607.87 / 1735194.21 / 2876902.35 / 2233505.68 / 350442.57,idem,verifie,2026-10-3120CALC-47-019,47,Monte-Carlo : P(RCD1<1,20) 0,4936 ; P(RCD1<1,00) 0 ; P(RCD6<1,20 | +200 pb) 0,0140 ; P(V<cap) 0,3094 ; P(V<rôle) 0,5118,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_monte_carlo_citations_et_reproductibilite,0.4936 / 0 / 0.0140,idem,verifie,2026-10-3121CALC-47-020,47,Projection vectorisée (MC) reproduit cas3.projection_dcf aux paramètres de base (rtol 1e-12),analysis/python/cases/ch47_dossier.py,test_ch47.py::test_projection_vectorisee_reproduit_cas3,identique,identique,verifie,2026-10-3122CALC-47-021,47,Tornade : amplitude taux d'actualisation 636 535 ; croissance loyers marché 459 632 ; écart terminal 320 404,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_projection_vectorisee_reproduit_cas3 (V_base),636534.56,636534.56,verifie,2026-10-3123CALC-47-022,47,Réconciliation 45/35/20 → 2 064 054,90 arrondie à 2 060 000 ; ratio/rôle 0,9364 ; MRB 12,44 ; taux implicite 4,367 %,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,2060000,2060000,verifie,2026-10-3124CALC-47-023,47,Droits de mutation Montréal 2026 sur 2 060 000 (7 tranches),analysis/python/cases/ch47_dossier.py,test_ch47.py::test_droits_mutation_montreal,41325.50,41325.50,verifie,2026-10-3125CALC-47-024,47,Valeur libre de baux (loyers de marché) : RNE 108 864,54 ; valeur 2 465 788,04,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,2465788.04,2465788.04,verifie,2026-10-3126CALC-47-025,47,Financement à la valeur finale : mise de fonds 584 040,55 ; RPV 71,65 % ; TRI FP 13,83 % ; TRI sans levier 8,11 %,analysis/python/cases/ch47_dossier.py,test_ch47.py::test_valeurs_citees,584040.55,584040.55,verifie,2026-10-3127CALC-47-026,47,Exercices 1 à 7 (RNE 88 207,65 ; 88 949,51 ; V Q1/Q3 ; rotation 10/25 % ; prêt à 5,12 % 1 283 814,77 ; APH ; MC inoccupation 6 % P=0,9262),analysis/python/cases/ch47_dossier.py,test_ch47.py::test_exercices,voir solutions/ch47.tex,conformes,verifie,2026-10-3128